Charlotte Town property record for 4728 Mount Philo Rd, Charlotte, VT 05445
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,732 sqft · built 1979 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | Individual Name on File |
| Last Sale | $765,000 (Nov 2022) |
| Tax Bill | $8,793 (2025) |
| Deeds & Mortgages | Nov 2022 Sale Apr 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | (043) 00027-4728 |
| Primary APN | (043) 00027-4728 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,732 sqft Living Area |
| Basement Area | 1,056 sqft |
| Finished Basement | 1,056 sqft |
| Unfinished Basement | 156 sqft |
| Game Room | Game Room |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Wood Siding |
| Roof Material | Metal |
| Lot Area | 45,302 sqft (1.04 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4728 MT PHILO RD |
|---|---|
| City | CHARLOTTE |
| State | VT |
| Zip | 05445-9344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.04 ACRES & DWL: |
| Jurisdiction | CHARLOTTE TWP VT |
| Township / Civil Division | CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 3501 |
4728 Mount Philo Rd is owned and occupied by an individual who bought it in November 2022.
Source: Charlotte Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4728 MT PHILO RD, CHARLOTTE, VT 05445-9344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2022 | Deed, Transfer |
| Apr 19, 2018 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2022 · Amount on File |
| Deed Sale | Nov 2, 2022 · Amount on File |
| Prior Sale | Apr 19, 2018 |
| Deed Document Number | 2022279436864 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLOTTE TWP VT |
| Recording Date | Nov 2, 2022 |
| Property Address | 4728 MT PHILO RD, CHARLOTTE, VT 05445-9344 |
| Document Number | DK279436864 |
| Instrument Date | Oct 28, 2022 |
| Instrument | DK 279436864 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $10.14 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 55 LOST FOREST RD, 55, CHARLOTTE, VT 05445-9680 |
| Name | Verified Name |
|---|---|
| Address | 4728 MT PHILO RD, CHARLOTTE, VT 05445-9344 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLOTTE TWP VT |
| Recording Date | Apr 19, 2018 |
| Property Address | 4728 MT PHILO RD, CHARLOTTE, VT 05445-9344 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4728 MT PHILO RD CHARLOTTE VT 054459344, CHARLOTTE, VT 05445-9344 |
The 2025 property tax bill for 4728 Mount Philo Rd was $8,793 with a homeowner's exemption, down 17% from the year before.
Source: Charlotte Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Chittenden County |
| County Subdivision | Charlotte Town |
| Unified School District | Champlain Valley Unified School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,793.00 (-17.02%) | $699,400 Land $339,000 Building $360,400 |
| 2024 | $10,596.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4728 Mount Philo Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1993–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4728 Mount Philo Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of Vermont |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Green Mountain Access Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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