Charlotte Town property record for 4658 Mount Philo Rd, Charlotte, VT 05445
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,561 sqft · built 1988 |
| Lot Size | 5.02 acres (218,671 sqft) |
| Owner | Individual Name on File |
| Last Sale | $620,000 (Dec 2016) |
| Tax Bill | $12,867 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | (043) 00027-4658 |
| Primary APN | (043) 00027-4658 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,561 sqft Living Area |
| Basement Area | 2,265 sqft |
| Finished Basement | 2,265 sqft |
| Unfinished Basement | 1,370 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Wood Siding |
| Roof Material | Shingle |
| Lot Area | 218,671 sqft (5.02 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|
| Street Address | 4658 MT PHILO RD |
|---|---|
| City | CHARLOTTE |
| State | VT |
| Zip | 05445-9345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5.02 ACRES & DWL: |
| Jurisdiction | CHARLOTTE TWP VT |
| Township / Civil Division | CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 3501 |
4658 Mount Philo Rd is owned and occupied by an individual who bought it in December 2016.
Source: Charlotte Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4658 MT PHILO RD, CHARLOTTE, VT 05445-9345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2016 · Amount on File |
| Deed Sale | Dec 2, 2016 · Amount on File |
| Deed Document Number | 20161965955584 |
| Prior Transfer Date | Mar 25, 2005 |
| Prior Transfer Doc | 000159-587 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 4658 Mount Philo Rd was $12,867 with a homeowner's exemption, down 17% from the year before.
Source: Charlotte Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Chittenden County |
| County Subdivision | Charlotte Town |
| Unified School District | Champlain Valley Unified School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $12,867.00 (-17.02%) Homeowner's exemption | $1,023,500 (-) Land $409,000 Building $614,500 |
| 2024 | $15,506.00 | $1,023,500 Land $409,000 Building $614,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4658 Mount Philo Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1993–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4658 Mount Philo Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of Vermont |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Green Mountain Access Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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