5114 Mount Philo Rd, Charlotte, VT 05445 Property Records

Charlotte Town property record for 5114 Mount Philo Rd, Charlotte, VT 05445

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,855 sqft · built 1869
Lot Size	8.53 acres (371,567 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Jan 1994)
Tax Bill	$6,707 (2025)
Flood Zone	Zone X (minimal risk)
APN	`(043) 00027-5114`

Property Details

APN / Parcel Number

Primary APN	`(043) 00027-5114`
Alternative APNs	`138-043-11291` `M00027 B:5114`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,855 sqft Living Area
Basement Area	682 sqft
Unfinished Basement	682 sqft

Exterior

Year Built	Built 1869
Effective Year Built	Effective 1869
Exterior Material	Wood Siding
Roof Material	Metal
Lot Area	371,567 sqft (8.53 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5114 MT PHILO RD
City	CHARLOTTE
State	VT
Zip	05445-9342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8.53 ACRES & DWL & OUTBLDG:
Jurisdiction	CHARLOTTE TWP VT
Township / Civil Division	CHARLOTTE
Census Block Group	1
Census Block	1021
Census Tract	3501

Owner

5114 Mount Philo Rd is owned and occupied by an individual who bought it in January 1994.

Source: Charlotte Town records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	5114 MT PHILO RD, CHARLOTTE, VT 05445-9342
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 1994 · Amount on File
Deed Sale	Jan 26, 1994 · Amount on File
Prior Sale	May 29, 1987 · Amount on File
Deed Document Number	1994362068
Deed Book / Page	79 / 155
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 5114 Mount Philo Rd was $6,707 with a homeowner's exemption, down 17% from the year before.

Source: Charlotte Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Vermont
County	Chittenden County
County Subdivision	Charlotte Town
Unified School District	Champlain Valley Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,707.00 (-17.02%)	$533,500 Land $340,300 Building $193,200
2024	$8,083.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5114 Mount Philo Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1993–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5114 Mount Philo Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Green Mountain Access Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20