472760 Middle Rd, Hilliard, FL 32046 Property Records

Nassau County property record for 472760 Middle Rd, Hilliard, FL 32046

Property Summary

Property Type	Timberland, Forest, Woodland Vacant Land
Details	5 bd · 4.5 ba · 5,264 sqft · built 2024
Lot Size	14.9 acres (652,093 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Jan 2023)
Tax Bill	$8,743 (2025)
Deeds & Mortgages	Jul 2023 Construction Loan Jan 2023 Sale + 3 more
Flood Zone	Zone A (high risk)
APN	`28-4N-25-0000-0005-0000`

Property Details

APN / Parcel Number

Primary APN	`28-4N-25-0000-0005-0000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,264 sqft Gross Area
1st Floor Area	3,732 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Lot Area	652,093 sqft (14.9 acres)
Garage Type	Attached
Garage Area	889 sqft
Pool Area	480 sqft
Porch	Unfinished Open Porch
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	472760 MIDDLE RD
City	HILLIARD
State	FL
Zip	32046-6281
Property Category	Vacant Land
Property Type	Vacant Land > Timberland, Forest, Woodland
Local Zoning Code	OR
Legal Description	PT OF N1/2 OF SW1/4 OF SW1/4 IN OR 2616/788 AS TO PARCEL 2 LYING W OF MIDDLE RD (EX 5-3,5-4 & 5-5) ESMT IN OR 2646-31
Legal Range	25E
Legal Township	04N
Legal Section	28
Legal Subdivision	DIXIE PLANTATION COMPANYS ROS
Legal Lot Number	5
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	2
Census Block	2010
Census Tract	50402

Owner

Source: Nassau County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	95118 GERALD CIR, FERNANDINA BEACH, FL 32034-9496
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Construction Mortgage VYSTAR CU
Jan 30, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 5, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 3, 2022	Quit Claim Deed, Transfer BLUE OCN TITLE, BLUE OCEAN TITLE
Dec 16, 2021	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2023 · Amount on Record
Deed Sale	Jan 30, 2023 · Amount on Record
Prior Sale	Aug 3, 2001 · Amount on Record
Deed Document Number	20232789
Deed Book / Page	2616 / 788
Prior Transfer Date	Jul 28, 2022
Prior Transfer Doc	0025811520
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	472760 MIDDLE RD, HILLIARD, FL 32046-6281
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95118 GERALD CIR, FERNANDINA BEACH, FL 32034-9496

Mortgage

Document Number	0026570895
Date	Jul 31, 2023
Book Page	2657/895
Instrument	202345023038

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Aug 1, 2029
Change Frequency	5 Years
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	5-Year TN
Max Rate	10.3%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jan 30, 2023
Property Address	472760 MIDDLE RD, HILLIARD, FL 32046-6281
Document Number	0026160788
Book / Page	2616 / 788
Instrument Date	Jan 30, 2023
Instrument	202345002789
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 747, HILLIARD, FL 32046-0747

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95118 GERALD CIR, FERNANDINA BEACH, FL 32034-9496

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NASSAU FL
Recording Date	Jan 5, 2023
Property Address	472760 MIDDLE RD, HILLIARD, FL 32046-6281
Document Number	0026111735
Book / Page	2611 / 1735
Instrument Date	Jan 5, 2023
Instrument	202345000386
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	376976 KINGS FERRY RD, HILLIARD, FL 32046-6362

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 CHECKERBOARD BLVD, BEAUFORT, SC 29906-4559

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NASSAU FL
Recording Date	Aug 3, 2022
Property Address	472760 MIDDLE RD, HILLIARD, FL 32046-6281
Document Number	0025811520
Book / Page	2581 / 1520
Instrument Date	Jul 28, 2022
Instrument	202245027095
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	BLUE OCN TITLE, BLUE OCEAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	376866 KINGS FERRY RD, HILLIARD, FL 32046-6346

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5425 MARY AVE, FERNANDINA BEACH, FL 32034-4920

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NASSAU FL
Recording Date	Dec 16, 2021
Property Address	472760 MIDDLE RD, HILLIARD, FL 32046-6281
Document Number	0025220386
Book / Page	2522 / 386
Map Reference	MB 687 PG 749&750
Instrument Date	Dec 14, 2021
Instrument	202145046361
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	376866 KINGS FERRY RD, HILLIARD, FL 32046-6346

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5425 MARY AVE, FERNANDINA BEACH, FL 32034-4920

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,743.00 (+193.19%) Homeowner's exemption	$609,907 (+219.54%)	$965,862 (+406.04%) Land $267,235 Building $698,627
2024	$2,982.00 (+2,405.88%)	$190,868 (+2,450.35%) Land $190,868	$190,868 (-15%) Land $190,868
2023	$119.00 (+15.53%)	$7,484 (+8.4%) Land $7,484	$224,550 (+80.51%)
2022	$103.00	$6,904 Land $6,904	$124,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Middle Rd

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