4727 Marblehead Bay Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 4727 Marblehead Bay Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,576 sqft · built 1994
Lot Size	0.291 acres (12,679 sqft)
Owner	2 Company Names on Record
Last Sale	$847,000 (Jun 2021)
Tax Bill	$6,990 (2025)
Deeds & Mortgages	Aug 2026 Sale Aug 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`122-398-05-00`

Property Details

APN / Parcel Number

Primary APN	`122-398-05-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,576 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	12,679 sqft (0.291 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4727 MARBLEHEAD BAY DR
City	OCEANSIDE
State	CA
Zip	92057-3408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 497 TR 012382
Legal Subdivision	WHELAN RANCH
Legal Tract	012382
Legal Block	2
Legal Lot Number	497
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18618

Owner

Source: San Diego County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4727 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3408
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Affidavit, Transfer
Aug 18, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Jun 15, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 12, 2021	Grant Deed, Transfer NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC
Sep 2, 2017	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2021 · Amount on Record
Deed Sale	Jun 15, 2021 · Amount on Record
Prior Sale	May 12, 2021 · Amount on Record
Deed Document Number	2021440155
Prior Transfer Date	Aug 11, 1997
Prior Transfer Doc	0000392483
Record Updated	Oct 29, 2026

August 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 18, 2026
Property Address	4727 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3408
Document Number	0000242182
Instrument Date	Aug 11, 2026
Instrument	2026242182
Transaction Type	Transfer
Record Updated	Aug 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4727 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3408

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 18, 2026
Property Address	4727 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3408
Document Number	0000242183
Instrument Date	Jul 14, 2026
Instrument	2026242183
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	4727 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3408

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 15, 2021
Property Address	4727 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3408
Document Number	0000440155
Map Reference	MAP 12382
Instrument Date	Jun 11, 2021
Instrument	2021-0440155
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4727 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3408

Mortgage

Document Number	0000440156
Date	Jun 15, 2021
Instrument	2021-0440156

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 12, 2021
Property Address	4727 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3408
Document Number	0000366231
Map Reference	MAP 12382
Instrument Date	May 6, 2021
Instrument	2021-0366231
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4727 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3408
Document Number	0000433021
Instrument Date	Sep 2, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4727 MARBLEHEAD BAY DR OCEANSIDE CA 920573408, OCEANSIDE, CA 92057-3408

Mortgage

Document Number	0000433021
Date	Sep 21, 2017
Instrument	433021

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 20, 2057

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$629,610 (+2%) Land $362,026 Building $267,584
2025	$6,990.00 (+5.21%) Homeowner's exemption	$617,266 (+4.04%) Land $354,928 Building $262,338
2023	$6,644.00 (+1.56%) Homeowner's exemption	$593,299 Land $341,147 Building $252,152
2022	$6,542.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile.

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