4720 Marblehead Bay Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 4720 Marblehead Bay Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,575 sqft · built 1994
Lot Size	0.276 acres (12,027 sqft)
Owner	Individual Name on Record
Last Sale	$925,000 (Jul 2023)
Tax Bill	$10,714 (2025)
Deeds & Mortgages	Jul 2023 Sale Jan 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`122-398-13-00`

Property Details

APN / Parcel Number

Primary APN	`122-398-13-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,575 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	12,027 sqft (0.276 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4720 MARBLEHEAD BAY DR
City	OCEANSIDE
State	CA
Zip	92057-3407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 540 TR 012382
Legal Subdivision	WHELAN RANCH
Legal Tract	012382
Legal Block	2
Legal Lot Number	540
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	18609

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4720 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Grant Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Jan 30, 2023	Grant Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage ELEMENTS FINANCIAL FCU
May 8, 2017	Deed of Trust, Mortgage · Conventional with PMI ONETRUST HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2023 · Amount on Record
Deed Sale	Jul 24, 2023 · Amount on Record
Prior Sale	Jan 30, 2023 · Amount on Record
Deed Document Number	2023195708
Prior Transfer Date	Nov 29, 1993
Prior Transfer Doc	0000803756
Record Updated	Oct 29, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 24, 2023
Property Address	4720 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3407
Document Number	0000195708
Map Reference	MAP 12382
Instrument Date	Jul 21, 2023
Instrument	2023-0195708
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4720 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3407

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 30, 2023
Property Address	4720 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3407
Document Number	0000023963
Map Reference	MAP 12382
Instrument Date	Jan 26, 2023
Instrument	2023-0023963
Transaction Type	Transfer
Record Updated	Feb 6, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4720 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3407
Transaction Type	Mortgage
Record Updated	Oct 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4720 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3407

Mortgage

Document Number	0000676516
Date	Sep 27, 2021
Instrument	2021-0676516

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4720 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3407
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000526819
Date	Nov 13, 2017
Instrument	2017-0526819

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union
Address	INDIANAPOLIS, IN 46202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2027

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4720 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3407
Document Number	0000215447
Instrument Date	May 8, 2017
Transaction Type	Mortgage
Record Updated	May 18, 2017
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4720 MARBLEHEAD BAY DR OCEANSIDE CA 920573407, OCEANSIDE, CA 92057-3407

Mortgage

Document Number	0000215447
Date	May 12, 2017
Instrument	215447

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$962,368 (+2%) Land $553,172 Building $409,196
2025	$10,714.00 (+12.91%)	$943,499 (+10.91%) Land $542,326 Building $401,173
2023	$9,489.00 (+1.55%) Homeowner's exemption	$850,693 Land $488,981 Building $361,712
2022	$9,344.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1998–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2018 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile.

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