4740 Marblehead Bay Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 4740 Marblehead Bay Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,575 sqft · built 1994
Lot Size	0.201 acres (8,735 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Jun 1994)
Tax Bill	$3,701 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122-398-08-00`

Property Details

APN / Parcel Number

Primary APN	`122-398-08-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,575 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	8,735 sqft (0.201 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4740 MARBLEHEAD BAY DR
City	OCEANSIDE
State	CA
Zip	92057-3407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 535 TR 012382
Legal Subdivision	WHELAN RANCH
Legal Tract	012382
Legal Block	2
Legal Lot Number	535
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	18609

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4740 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2019	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Jul 10, 2017	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 1994 · Amount on Record
Deed Sale	Jun 24, 1994 · Amount on Record
Deed Document Number	1994402750
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4740 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3407
Document Number	0000549504
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4740 MARBLEHEAD BAY DR OCEANSIDE CA 920573407, OCEANSIDE, CA 92057-3407

Mortgage

Document Number	0000549504
Date	Nov 26, 2019
Instrument	549504

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4740 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3407
Document Number	0000318911
Instrument Date	Jul 10, 2017
Transaction Type	Mortgage
Record Updated	Jul 24, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4740 MARBLEHEAD BAY DR OCEANSIDE CA 920573407, OCEANSIDE, CA 92057-3407

Mortgage

Document Number	0000318911
Date	Jul 14, 2017
Instrument	318911

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$329,365 (+2%) Land $77,996 Building $251,369
2025	$3,701.00 (+5.23%) Homeowner's exemption	$322,908 (+4.04%) Land $76,467 Building $246,441
2023	$3,517.00 (+1.62%) Homeowner's exemption	$310,371 Land $73,499 Building $236,872
2022	$3,461.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1998–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2018 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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