4726 Lafayette Ave, Sebring, FL 33875 Property Records

Highlands County property record for 4726 Lafayette Ave, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,063 sqft · built 1984
Lot Size	0.229 acres (9,997 sqft)
Owner	Individual Name on Record
Last Sale	$239,900 (Oct 2025)
Tax Bill	$979 (2024)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C-01-35-28-030-0290-0030`

Property Details

APN / Parcel Number

Primary APN	`C-01-35-28-030-0290-0030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,063 sqft Living Area
1st Floor Area	1,664 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,997 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Finished
Garage Area	480 sqft
Driveway	Driveway
Driveway Area	949 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	336 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4726 LAFAYETTE AVE
City	SEBRING
State	FL
Zip	33875-5629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAKE HAVEN EST SEC 2 PB 7-PG 61 LOT 3 BLK 29
Legal Range	28E
Legal Township	35S
Legal Section	01
Legal Subdivision	LAKE HAVEN EST
Legal Block	29
Legal Lot Number	3
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1036
Census Tract	961301

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4726 LAFAYETTE AVE, SEBRING, FL 33875-5629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND NATIONAL BANK
Aug 20, 2018	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2025 · Amount on Record
Deed Sale	Oct 28, 2025 · Amount on Record
Prior Sale	Aug 20, 2018 · Amount on Record
Deed Document Number	2285228
Deed Book / Page	3153 / 705
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 28, 2025
Property Address	4726 LAFAYETTE AVE, SEBRING, FL 33875-5629
Document Number	0002285228
Book / Page	3153 / 705
Map Reference	MB 7 PG 61
Instrument Date	Oct 24, 2025
Instrument	2285228
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,679.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4276 LAFAYETTE AVE, SEBRING, FL 33875-5211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4726 LAFAYETTE AVE, SEBRING, FL 33875-5629

Mortgage

Document Number	0003153707
Date	Oct 28, 2025
Instrument	3153/707

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4726 LAFAYETTE AVE, SEBRING, FL 33875-5629
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BLUE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4726 LAFAYETTE AVE, SEBRING, FL 33875-5629

Mortgage

Document Number	0002000251
Date	Sep 25, 2020
Book Page	2775/209
Instrument	2000251

Lender

Name	HEARTLAND NATIONAL BANK
Type	Bank
Address	SEBRING, FL 33870

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 20, 2018
Property Address	4726 LAFAYETTE AVE, SEBRING, FL 33875-5629
Document Number	0001908326
Book / Page	2651 / 1504
Map Reference	MB7 PG61
Instrument Date	Aug 17, 2018
Instrument	1908326
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	417 TERRANOVA ST, 417, WINTER HAVEN, FL 33884-3431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4726 LAFAYETTE AVE, SEBRING, FL 33875-5629

Mortgage

Document Number	0001908327
Date	Aug 20, 2018
Instrument	1908327

Lender

Name	HEARTLAND NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$85,729 (+2.9%)	$201,931 (+5.27%) Land $19,500 Building $182,431
2024	$979.00 (+5.16%) Homeowner's exemption	$83,313 (+3%)	$191,830 (-4.78%) Land $17,500 Building $174,330
2023	$931.00 (+3.79%) Homeowner's exemption	$80,886 (+3%)	$201,454 (+16.41%) Land $16,000 Building $185,454
2022	$897.00 Homeowner's exemption	$78,530	$173,059 Land $12,000 Building $161,059

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	6 (2004–2025)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2025
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE NEUROLOGIC (FKA F.I.N.R.) private · serves 60 people · EPA ID FL6254774
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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