4801 Lafayette Ave, Sebring, FL 33875 Property Records

Highlands County property record for 4801 Lafayette Ave, Sebring, FL 33875

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,106 sqft · built 1997
Lot Size0.47 acres (20,473 sqft)
OwnerIndividual Name on Record
Last Sale$394,000 (Sep 2022)
Tax Bill$3,170 (2024)
Deeds & MortgagesSep 2025 Transfer
Sep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC015803001900220

Property Details

APN / Parcel Number

Primary APNC015803001900220
Alternative APN
  • C-01-35-28-030-0190-0220

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,106 sqft Living Area
Gross Area2,658 sqft
1st Floor Area1,838 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2009
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area20,473 sqft (0.47 acres)
Lot Dimensions250 ft deep x 165 ft wide
Garage TypeAttached
Garage Area552 sqft
DrivewayConcrete Driveway
Driveway Area660 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area318 sqft
Patio Area144 sqft
Shed1 Shed
Shed Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address4801 LAFAYETTE AVE
CitySEBRING
StateFL
Zip33875-5661
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionLAKE HAVEN EST SEC 2 PB 7-PG 61 LOTS 22 + 23 BLK 19
Legal Range28E
Legal Township35S
Legal Section01
Legal SubdivisionLAKE HAVEN EST
Legal Block19
Legal Lot Number22,23
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group1
Census Block1048
Census Tract961301

Owner

Source: Highlands County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4801 LAFAYETTE AVE, SEBRING, FL 33875-5661
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2025Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION
Sep 15, 2022Warranty Deed, Transfer · FHA Mortgage
BELL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2022 · Amount on Record
Deed SaleSep 15, 2022 · Amount on Record
Prior SaleNov 12, 2015 · Amount on Record
Deed Document Number20222115216
Deed Book / Page2931 / 581
Last Transfer DateSep 3, 2025
Transfer Doc0002278746
Record UpdatedSep 20, 2026

September 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHIGHLANDS FL
Recording DateSep 15, 2025
Property Address4801 LAFAYETTE AVE, SEBRING, FL 33875-5661
Document Number0002278746
Book / Page3144 / 1141
Map ReferenceMB 7 PG 61
Instrument DateSep 3, 2025
Instrument2278746
Transaction TypeTransfer
Record UpdatedOct 3, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address12932 US HIGHWAY 98, SEBRING, FL 33876-9612

Transferred To (Grantee/Buyer)

NameVerified Name
Address4801 LAFAYETTE AVE, SEBRING, FL 33875-5661

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateSep 15, 2022
Property Address4801 LAFAYETTE AVE, SEBRING, FL 33875-5661
Document Number0002115216
Book / Page2931 / 581
Map ReferenceMB 7 PG 61
Instrument DateSep 12, 2022
Instrument2115216
Transaction TypeTransfer
Record UpdatedSep 30, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,758.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4801 LAFAYETTE AVE, 4801, SEBRING, FL 33875-5661

Transferred To (Grantee/Buyer)

NameVerified Name
Address12932 US HIGHWAY 98, SEBRING, FL 33876-9612

Mortgage

Document Number0002931583
DateSep 15, 2022
Instrument2931/583
Lender
NameBELL BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$255,463 (+2.9%)$313,077 (+4.77%) Land $40,219 Building $272,858
2024$3,170.00 (+1.86%) Homeowner's exemption$248,263 (+3%)$298,834 (-4.53%) Land $36,094 Building $262,740
2023$3,112.00 (+51.29%) Homeowner's exemption$241,032 (+49.6%)$313,006 (+31.8%) Land $33,000 Building $280,006
2022$2,057.00 Homeowner's exemption Disabled Person's exemption$161,115$237,482 Land $24,750 Building $212,732

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims6 (2004–2025)
Claims Outside the SFHA3 of 6
Most Recent ClaimAug 2025
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 64% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: Verizon.

Nearby Properties on Lafayette Ave

Nearby Streets

Search Property Records by Address or Parcel Number