4627 Lafayette Ave, Sebring, FL 33875 Property Records

Highlands County property record for 4627 Lafayette Ave, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,031 sqft · built 1980
Lot Size	0.711 acres (30,977 sqft)
Owner	Individual Name on File
Last Sale	$28,000 (May 2016)
Tax Bill	$399 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C015802001000100`

Property Details

APN / Parcel Number

Primary APN	`C015802001000100`
Alternative APN	`C-01-35-28-020-0100-0100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	3,031 sqft Living Area
Gross Area	3,522 sqft
1st Floor Area	2,831 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1993
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	30,977 sqft (0.711 acres)
Lot Dimensions	375 ft deep x 250 ft wide
Garage Type	Attached
Garage Area	491 sqft
Driveway	Concrete Driveway
Driveway Area	510 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	230 sqft
Shed	1 Shed
Shed Area	240 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4627 LAFAYETTE AVE
City	SEBRING
State	FL
Zip	33875-5256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAKE HAVEN ESTATES SEC 1 PB 7 - PG 6 LOTS 10-11-12 BLK 10
Legal Range	28E
Legal Township	35S
Legal Section	01
Legal Subdivision	LAKE HAVEN ESTATES
Legal Block	10
Legal Lot Number	10-11
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1049
Census Tract	961301

Owner

4627 Lafayette Ave is owned and occupied by an individual who acquired it in February 2026.

Source: Highlands County records, as of March 19, 2026

Owner of Record	Individual Name on File
Mailing Address	4627 LAFAYETTE AVE, SEBRING, FL 33875-5256
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage MIDFLORIDA CU
Mar 12, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage CREWS BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2016 · Amount on File
Deed Sale	May 9, 2016 · Amount on File
Prior Sale	May 19, 2011 · Amount on File
Deed Document Number	20161813697
Deed Book / Page	2527 / 1185
Last Transfer Date	Feb 18, 2026
Transfer Doc	0002303500
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4627 LAFAYETTE AVE, SEBRING, FL 33875-5256
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002025919
Date	Mar 25, 2021
Book Page	2811/1033
Instrument	2025919

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	157 Months
Due	Apr 1, 2034

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 12, 2026
Property Address	4627 LAFAYETTE AVE, SEBRING, FL 33875-5256
Document Number	0002303500
Book / Page	3179 / 218
Map Reference	MB 7 PG 6
Instrument Date	Feb 18, 2026
Instrument	2303500
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37285 W ALLAN CIR, AVON PARK, FL 33825

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4627 LAFAYETTE AVE, SEBRING, FL 33875-5256

Mortgage

Document Number	0003179220
Date	Mar 12, 2026
Instrument	3179/220

Lender

Name	CREWS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$138,781	$272,603 Land $60,938 Building $211,665
2024	$399.00 (-47.29%)
2023	$757.00 (-9.88%) Homeowner's exemption Disabled Person's exemption	$130,942 (+3%)	$263,023 (+17.73%) Land $50,000 Building $213,023
2022	$840.00 Homeowner's exemption Disabled Person's exemption	$127,128	$223,404 Land $37,500 Building $185,904

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4627 Lafayette Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	6 (2004–2025)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2025
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4627 Lafayette Ave is moderate, ranking above 54% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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