47229 Middle Bluff Pl, Sterling, VA 20165 Property Records

Loudoun County property record for 47229 Middle Bluff Pl, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,883 sqft · built 1999
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$710,000 (Feb 2017)
Tax Bill	$8,717 (2026)
Deeds & Mortgages	Feb 2021 Refinance May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`005-27-5116-000`

Property Details

APN / Parcel Number

Primary APN	`005-27-5116-000`
Alternative APN	`65 2 84`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,883 sqft Living Area
1st Floor Area	1,408 sqft
Basement Area	990 sqft
Finished Basement	990 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	400 sqft
Deck Area	Deck Area
Patio Area	425 sqft
Gazebo	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	47229 MIDDLE BLUFF PL
City	STERLING
State	VA
Zip	20165-3127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH4
Legal Description	SOUTH BANK SEC.2 LOT 84 1748--2405
Legal Subdivision	SOUTH BANK
Legal Block	2
Legal Lot Number	84
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	2
Census Block	2001
Census Tract	611208

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	47229 MIDDLE BLUFF PL, STERLING, VA 20165-3127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED MUTUAL FUNDING CORP
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED MUTUAL FNDG
Oct 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Feb 13, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST HERITAGE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2017 · Amount on Record
Deed Sale	Feb 13, 2017 · Amount on Record
Prior Sale	Jan 31, 2000 · Amount on Record
Deed Document Number	20179541
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	47229 MIDDLE BLUFF PL, STERLING, VA 20165-3127
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018746
Date	Feb 16, 2021
Instrument	202102160018746

Lender

Name	UNITED MUTUAL FUNDING CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	47229 MIDDLE BLUFF PL, STERLING, VA 20165-3127
Document Number	20200513034439
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	May 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47229 MIDDLE BLUFF PL STERLING VA 201653127, STERLING, VA 20165-3127

Mortgage

Document Number	20200513034439
Date	May 13, 2020
Instrument	34439

Lender

Name	UNITED MUTUAL FNDG
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2050

Interest

Rate Type	Fixed Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	47229 MIDDLE BLUFF PL, STERLING, VA 20165-3127
Document Number	20171017064988
Instrument Date	Oct 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	20171017064988
Date	Oct 17, 2017
Instrument	64988

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2047

Interest

Rate Type	Fixed Rate

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Feb 13, 2017
Property Address	47229 MIDDLE BLUFF PL, STERLING, VA 20165-3127
Document Number	20170213009541
Instrument Date	Feb 13, 2017
Instrument	9541
Transaction Type	Transfer
Record Updated	Feb 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	47229 MIDDLE BLUFF PL STERLING VA 201653127, STERLING, VA 20165-3127

Mortgage

Document Number	20170213009542
Date	Feb 13, 2017
Instrument	9542

Lender

Name	FIRST HERITAGE MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2047

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,717.00 (+12.1%)	$1,082,920 (+21.85%) Land $280,200 Building $802,720	$1,082,920 (+21.85%) Land $280,200 Building $802,720
2023	$7,776.00	$888,750 Land $280,200 Building $608,550	$888,750 Land $280,200 Building $608,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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