47225 Middle Bluff Pl, Sterling, VA 20165 Property Records

Loudoun County property record for 47225 Middle Bluff Pl, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,927 sqft · built 2000
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Company Names on Record
Last Sale	$890,000 (Jul 2020)
Tax Bill	$8,568 (2026)
Deeds & Mortgages	Mar 2026 Transfer Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005-27-6117-000`

Property Details

APN / Parcel Number

Primary APN	`005-27-6117-000`
Alternative APN	`65 2 83`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,927 sqft Living Area
1st Floor Area	1,408 sqft
Basement Area	1,056 sqft
Finished Basement	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Brick/Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	234 sqft
Deck Area	Deck Area
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	47225 MIDDLE BLUFF PL
City	STERLING
State	VA
Zip	20165-3127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH4
Legal Description	SOUTH BANK SEC.2 LOT 83 200602270017838
Legal Subdivision	SOUTH BANK
Legal Block	2
Legal Lot Number	83
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	2
Census Block	2000
Census Tract	611208

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	47225 MIDDLE BLUFF PL, STERLING, VA 20165-3127
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Intrafamily Transfer, Transfer
Jul 30, 2020	Warranty Deed, Transfer · Conventional Mortgage INTERCOASTAL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2020 · Amount on Record
Deed Sale	Jul 30, 2020 · Amount on Record
Prior Sale	Feb 27, 2006 · Amount on Record
Deed Document Number	202063006
Last Transfer Date	Mar 4, 2026
Transfer Doc	0000014016
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOUDOUN VA
Recording Date	Mar 20, 2026
Property Address	47225 MIDDLE BLUFF PL, STERLING, VA 20165-3127
Document Number	0000014016
Map Reference	MB 1654 PG 115
Instrument Date	Mar 4, 2026
Instrument	20260320-0014016
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	47225 MIDDLE BLUFF PL, STERLING, VA 20165-3127

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jul 30, 2020
Property Address	47225 MIDDLE BLUFF PL, STERLING, VA 20165-3127
Document Number	20200730063006
Instrument Date	Jul 24, 2020
Instrument	63006
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$890.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47225 MIDDLE BLUFF PL STERLING VA 201653127, STERLING, VA 20165-3127

Mortgage

Document Number	20200730063007
Date	Jul 30, 2020
Instrument	63007

Lender

Name	INTERCOASTAL MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,568.00 (+2.12%)	$1,064,410 (+2.12%) Land $279,900 Building $784,510	$1,064,410 (+2.12%) Land $279,900 Building $784,510
2025	$8,390.00 (+4.22%)	$1,042,340 (+13.29%) Land $279,900 Building $762,440	$1,042,340 (+13.29%) Land $279,900 Building $762,440
2023	$8,050.00	$920,040 Land $279,900 Building $640,140	$920,040 Land $279,900 Building $640,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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