47213 Middle Bluff Pl, Sterling, VA 20165 Property Records

Loudoun County property record for 47213 Middle Bluff Pl, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,060 sqft · built 2000
Lot Size	0.23 acres (10,018 sqft)
Owner	2 Individual Names on Record
Last Sale	$331,100 (Apr 2000)
Tax Bill	$8,400 (2026)
Deeds & Mortgages	Nov 2022 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005-27-8908-000`

Property Details

APN / Parcel Number

Primary APN	`005-27-8908-000`
Alternative APN	`65 2 81`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,060 sqft Living Area
1st Floor Area	1,408 sqft
Basement Area	1,203 sqft
Finished Basement	1,203 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,018 sqft (0.23 acres)
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Screened Porch
Porch Area	224 sqft
Deck Area	Deck Area
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	47213 MIDDLE BLUFF PL
City	STERLING
State	VA
Zip	20165-3127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH4
Legal Description	SOUTH BANK SEC.2 LOT 81 1770--716
Legal Subdivision	SOUTH BANK
Legal Block	2
Legal Lot Number	81
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	2
Census Block	2000
Census Tract	611208

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	47213 MIDDLE BLUFF PL, STERLING, VA 20165-3127
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage · ARM THIRD FEDERAL SAVINGS & LOAN ASSOCIATION
May 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2000 · Amount on Record
Deed Sale	Apr 17, 2000 · Amount on Record
Deed Book / Page	1770 / 716
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	47213 MIDDLE BLUFF PL, STERLING, VA 20165-3127
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061182
Date	Nov 9, 2022
Instrument	202211090061182

Lender

Name	THIRD FEDERAL SAVINGS & LOAN ASSOCIATION

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Margin	2

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	47213 MIDDLE BLUFF PL, STERLING, VA 20165-3127
Document Number	20190524027072
Instrument Date	May 20, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47213 MIDDLE BLUFF PL STERLING VA 201653127, STERLING, VA 20165-3127

Mortgage

Document Number	20190524027072
Date	May 24, 2019
Instrument	27072

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2049

Interest

Rate Type	Fixed Rate
Rate	3.63%

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,400.00 (+4.76%)	$1,043,570 (+13.88%) Land $279,800 Building $763,770	$1,043,570 (+13.88%) Land $279,800 Building $763,770
2023	$8,018.00	$916,360 Land $279,800 Building $636,560	$916,360 Land $279,800 Building $636,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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