Sherburne County property record for 4722 45th Ave SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,120 sqft · built 1979 |
| Lot Size | 5.18 acres (225,641 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $97,000 (Nov 2013) |
| Tax Bill | $2,486 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage Oct 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-028-1000 |
| Primary APN | 25-028-1000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 225,641 sqft (5.18 acres) |
| Garage Type | Mixed |
| Garage Area | 1,752 sqft |
| Driveway | Driveway |
| Wet Bar | Wet Bar |
| Cooling System | None |
|---|---|
| Heating Fuel | Electric |
| Account Number | 1990 |
|---|---|
| Street Address | 4722 45TH AVE SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-9549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | THE N 400 FT OF THE E 564 FT OF THE NE 1/4 |
| Legal Range | 30W |
| Legal Township | 35N |
| Legal Section | 28 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | HAVEN |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 30301 |
Source: Sherburne County records, as of September 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4722 45TH AVE SE, SAINT CLOUD, MN 56304-9549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SENTRY BANK |
| Oct 19, 2020 | Quit Claim Deed, Transfer STEARNS COUNTY ABSTRACT AND TITLE COMPANY, STEARNS CNTY ABS & TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2013 · Amount on Record |
| Deed Sale | Nov 14, 2013 · Amount on Record |
| Deed Document Number | 2013187290 |
| Last Transfer Date | Oct 1, 2020 |
| Transfer Doc | 0000903051 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 4722 45TH AVE SE, SAINT CLOUD, MN 56304-9549 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000862732 |
|---|---|
| Date | Sep 27, 2018 |
| Instrument | 862732 |
| Name | SENTRY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Oct 19, 2020 |
| Property Address | 4722 45TH AVE SE, SAINT CLOUD, MN 56304-9549 |
| Document Number | 0000903051 |
| Instrument Date | Oct 1, 2020 |
| Instrument | 903051 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2020 |
| Title Company | STEARNS COUNTY ABSTRACT AND TITLE COMPANY, STEARNS CNTY ABS & TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4722 45TH AVE SE ST CLOUD MN 563049549, ST CLOUD, MN 56304-9549 |
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| County Subdivision | Haven Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $324,600 (+3.28%) Land $149,700 Building $174,900 | $324,600 (+3.28%) Land $149,700 Building $174,900 | |
| 2025 | $2,486.00 (+27.1%) | $314,300 (+13.18%) Land $144,300 Building $170,000 | $314,300 (+13.18%) Land $144,300 Building $170,000 |
| 2023 | $1,956.00 | $277,700 Land $126,100 Building $151,600 | |
| 2021 | $277,700 Land $126,100 Building $151,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| CenturyLink DSL | 80 / 10 |
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