4661 45th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 4661 45th Ave SE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,855 sqft · built 1891
Lot Size17.4 acres (759,251 sqft)
Owner2 Individual Names on Record
Last Sale$475,000 (Mar 2023)
Tax Bill$4,666 (2025)
Deeds & MortgagesApr 2026 Transfer
Mar 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN25-022-3300

Property Details

APN / Parcel Number

Primary APN25-022-3300
Alternative APNs
  • 25-00022-3300
  • 1934

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,855 sqft Living Area
Gross Area760 sqft
1st Floor Area1,855 sqft
Basement Area710 sqft
Finished Basement710 sqft
Breakfast NookBreakfast Nook
Family RoomFamily Room
Utility RoomUtility Room
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1891
Effective Year BuiltEffective 1955
Exterior MaterialMetal
Construction TypeWood
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area759,251 sqft (17.4 acres)
Garage TypeAttached
Garage Area520 sqft
DrivewayDriveway

Exterior Amenities

PorchPorch
Porch Area260 sqft
Wet BarWet Bar
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelWood

Location & Zoning

Account Number1934
Street Address4661 45TH AVE SE
CitySAINT CLOUD
StateMN
Zip56304-9549
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionALL THAT PART OF THE SOUTHWEST QUARTER (SW 1/4) OF SECTION TWENTY-TWO (22), TOWNSHIP THIRTY-FIVE (35), RANGE THIRTY (30),
Legal Range30W
Legal Township35N
Legal Section22
JurisdictionSHERBURNE MN
Township / Civil DivisionHAVEN
Census Block Group1
Census Block1057
Census Tract30301

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4661 45TH AVE SE, SAINT CLOUD, MN 56304-9549
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 28, 2023Warranty Deed, Transfer · Conventional Mortgage
CENTRAL MINNESOTA CU
Apr 13, 2022Affidavit of Death of Joint Tenant, Transfer
Dec 15, 2017Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 20, 2023 · Amount on Record
Deed SaleMar 20, 2023 · Amount on Record
Deed Document Number20231519189
Prior Transfer DateDec 14, 2017
Prior Transfer Doc0000849649
Record UpdatedOct 29, 2026

April 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionSHERBURNE MN
Recording DateApr 6, 2026
Property Address4661 45TH AVE SE, SAINT CLOUD, MN 56304-9549
Document Number0000995943
Instrument DateMar 30, 2026
Instrument2026995943
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHERBURNE MN
Recording DateMar 28, 2023
Property Address4661 45TH AVE SE, SAINT CLOUD, MN 56304-9549
Document Number0000955075
Instrument DateMar 20, 2023
Instrument955075
Transaction TypeTransfer
Record UpdatedApr 12, 2023
Title CompanyEDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,567.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4661 45TH AVE SE, SAINT CLOUD, MN 56304-9549

Mortgage

Document Number0000955076
DateMar 28, 2023
Instrument955076
Lender
NameCENTRAL MINNESOTA CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

April 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionSHERBURNE MN
Recording DateApr 13, 2022
Property Address4661 45TH AVE SE, SAINT CLOUD, MN 56304-9549
Document Number0000940818
Instrument DateApr 7, 2022
Instrument940818
Transaction TypeTransfer
Record UpdatedOct 10, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3227 105TH AVE, CLEAR LAKE, MN 55319-9533

December 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSHERBURNE MN
Recording DateDec 15, 2017
Property Address4661 45TH AVE SE, SAINT CLOUD, MN 56304-9549
Document Number0000849649
Instrument DateDec 14, 2017
Instrument849649
Transaction TypeTransfer
Record UpdatedJan 5, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4661 45TH AVE SE ST CLOUD MN 563049549, ST CLOUD, MN 56304-9549

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
County SubdivisionHaven Township
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$32,100 (+3.55%) Land $22,100 Building $10,000$32,100 (+3.55%) Land $22,100 Building $10,000
2025$4,666.00 (+4.48%)$31,000 (+1.31%) Land $21,000 Building $10,000$31,000 (+1.31%) Land $21,000 Building $10,000
2023$4,466.00$30,600 Land $20,400 Building $10,200
2021$30,600 Land $20,400 Building $10,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
CenturyLink
DSL
80 / 10

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