4720 Willows Rd, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 4720 Willows Rd, Chesapeake Beach, MD 20732 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Year Built	Built 1998
Square Footage	1,508 sqft Total Area
Lot Size	44,431 sqft (1.02 acres)
Occupancy	Owner Occupied
Last Sale	$60,000 (1998)
Tax Bill	$4,228.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`02-089572`
Alternative APNs	`2089572` `089572`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,508 sqft Total Area
Basement Area	754 sqft Basement
Finished Basement	754 sqft Finished
Stories	1 Stories

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	44,431 sqft (1.02 acres)
Deck Area	204 sqft Deck
Porch Area	392 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	089572
Street Address	4720 WILLOWS RD
City	CHESAPEAKE BEACH
State	MD
Zip	20732-4220
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 42 PLAT 4 WILLOWS WOOD
Legal Subdivision	WILLOWS WOOD 4
Legal Lot Number	42
Jurisdiction	CALVERT MD
Minor Civil Division	3, SUNDERLAND
Census Blockgroup	1
Census Block	1002
Census Tract	860502

Owner

Source: Calvert County records · APN 02-089572

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4720 WILLOWS RD, CHESAPEAKE BEACH, MD 20732-4220
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 29, 1998 · Amount on Record
Deed Sale	Oct 29, 1998 · Amount on Record
Deed Doc Number	1998990904
Deed Book / Page	1103 / 404
Record Refreshed	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	4720 WILLOWS RD, CHESAPEAKE BEACH, MD 20732-4220
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054520381
Date	Oct 11, 2019
Book Page	5452/381

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2034

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$395,267 (+18.5%)	$419,300 (+20.77%) Land $160,200 Building $259,100
2025	$4,228.00 (+22.02%)
2023	$3,465.00 Homeowner's exemption	$333,567	$347,200 Land $160,200 Building $187,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 36% of the US · above 74% of Maryland
Wildfire Likelihood	About 1 in 2,439 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.