Calvert County property record for 4700 Willows Rd, Chesapeake Beach, MD 20732 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1998 |
| Square Footage | 1,892 sqft Total Area |
| Lot Size | 68,389 sqft (1.57 acres) |
| Garage | Attached, 594 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $630,000 (2025) |
| Tax Bill | $4,971.00 (2025) |
| Primary APN | 02-089556 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,892 sqft Total Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 68,389 sqft (1.57 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 594 sqft Garage |
| Porch Area | 285 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Account Number | 089556 |
|---|---|
| Street Address | 4700 WILLOWS RD |
| City | CHESAPEAKE BEACH |
| State | MD |
| Zip | 20732-4220 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 40 PLAT 4 WILLOWS WOOD |
| Legal Subdivision | PLAT 4 WILLOWS WOODS |
| Legal Lot Number | 40 |
| Jurisdiction | CALVERT MD |
| Minor Civil Division | 3, SUNDERLAND |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 860502 |
Source: Calvert County records · APN 02-089556
Assessment roll updated July 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4700 WILLOWS RD, CHESAPEAKE BEACH, MD 20732-4220 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 05, 2021 | Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage EMBRACE HOME LOANS INC |
| Dec 24, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage EMBRACE HM LOANS |
| Dec 10, 2018 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage EMBRACE HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 15, 2025 · Amount on Record |
| Deed Sale | Jul 15, 2025 · Amount on Record |
| Prior Sale | Mar 05, 2021 |
| Deed Doc Number | 2025 |
| Deed Book / Page | 6754 / 104 |
| Prior Transfer Date | Feb 04, 2021 |
| Prior Transfer Doc | 0058800177 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Mar 05, 2021 |
| Property Address | 4700 WILLOWS RD, CHESAPEAKE BEACH, MD 20732-4220 |
| Document Number | 0058800177 |
| Book / Page | 5880 / 177 |
| Map Reference | MB ABE 5 FO 151 |
| Instrument Date | Feb 04, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | NOT AVAILABLE, CERTIFIED TITLE CORPORATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 4700 WILLOWS RD, CHESAPEAKE BEACH, MD 20732-4220 |
| Document Number | 5880184 |
|---|---|
| Date | Mar 05, 2021 |
| Instrument | 5880/184 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 4700 WILLOWS RD, CHESAPEAKE BEACH, MD 20732-4220 |
| Document Number | 0055240235 |
| Instrument Date | Dec 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2020 |
| Title Company | CAPITOL SETTLEMENTS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4700 WILLOWS RD CHESAPEAKE BEACH MD 207324220, CHESAPEAKE BEACH, MD 20732-4220 |
| Document Number | 0055240235 |
|---|---|
| Date | Feb 06, 2020 |
| Book Page | 005524/000235 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 05, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Dec 10, 2018 |
| Property Address | 4700 WILLOWS RD, CHESAPEAKE BEACH, MD 20732-4220 |
| Document Number | 0052910340 |
| Book / Page | 005291 / 000340 |
| Instrument Date | Dec 06, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2018 |
| Title Company | TITLEMAX CORPORATION, TITLEMAX CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $410.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 4700 WILLOWS RD CHESAPEAKE BEACH MD 207324220, CHESAPEAKE BEACH, MD 20732-4220 |
| Document Number | 52910348 |
|---|---|
| Date | Dec 10, 2018 |
| Book Page | 005291/000348 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 09, 2048 |
Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,971.00 (+19.9%) Homeowner's exemption | $440,100 (+10.27%) | $501,700 (+22.58%) Land $165,700 Building $336,000 |
| 2023 | $4,146.00 Homeowner's exemption | $399,100 | $409,300 Land $165,700 Building $243,600 |
Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 36% of the US · above 74% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 2,439 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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