Calvert County property record for 4625 Willows Rd, Chesapeake Beach, MD 20732
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,459 sqft · built 1987 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $37,500 (Sep 1985) |
| Tax Bill | $4,621 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-062291 |
| Primary APN | 02-062291 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,459 sqft Total Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Deck Area | 457 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 062291 |
|---|---|
| Street Address | 4625 WILLOWS RD |
| City | CHESAPEAKE BEACH |
| State | MD |
| Zip | 20732-4219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | LT 15 GROUP III WILLOWS COLONY |
| Legal Subdivision | WILLOWS COLONY |
| Legal Lot Number | 15 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 860502 |
4625 Willows Rd is owned and occupied by two individuals who acquired it in November 2017.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4625 WILLOWS RD, CHESAPEAKE BEACH, MD 20732-4219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 1985 · Amount on File |
| Deed Sale | Sep 26, 1985 · Amount on File |
| Deed Book / Page | 348 / 631 |
| Last Transfer Date | Nov 1, 2017 |
| Transfer Doc | 0051100001 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Dec 6, 2017 |
| Property Address | 4625 WILLOWS RD, CHESAPEAKE BEACH, MD 20732-4219 |
| Document Number | 0051100001 |
| Book / Page | 5110 / 001 |
| Map Reference | LB ABE2 FO9 |
| Instrument Date | Nov 1, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | RESEARCH TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1330 CYDONIA RD, FALLSTON, MD 21047-1708 |
| Document Number | 0000051105 |
|---|---|
| Date | Dec 6, 2017 |
| Instrument | 5110/5 |
| Name | MERIDIAN HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2032 |
The 2025 property tax bill for 4625 Willows Rd was $4,621.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $440,800 (+8.12%) | $473,900 (-) Land $151,300 Building $322,600 | |
| 2025 | $4,621.00 | $407,700 | $473,900 Land $151,300 Building $322,600 |
| 2023 | $3,755.00 | $361,467 | $374,600 Land $151,300 Building $223,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4625 Willows Rd in Zone X, an area of minimal flood risk, though there have been 56 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 72 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 56 (1985–2024) |
| Claims Outside the SFHA | 22 of 56 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4625 Willows Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 74% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G and 4G LTE (outdoors only)
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