4715 Marblehead Bay Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 4715 Marblehead Bay Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,575 sqft · built 1994
Lot Size	0.205 acres (8,917 sqft)
Owner	2 Companies on Record
Last Sale	$446,000 (Mar 2008)
Tax Bill	$6,639 (2025)
Deeds & Mortgages	Jul 2026 Sale Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`122-398-02-00`

Property Details

APN / Parcel Number

Primary APN	`122-398-02-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,575 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	8,917 sqft (0.205 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4715 MARBLEHEAD BAY DR
City	OCEANSIDE
State	CA
Zip	92057-3408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 494 TR 012382
Legal Subdivision	WHELAN RANCH
Legal Tract	012382
Legal Block	2
Legal Lot Number	494
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18618

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Companies on Record
Mailing Address	4715 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3408
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Oct 11, 2018	Deed of Trust, Mortgage · ARM FLAGSTAR BANK FSB
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2008 · Amount on Record
Deed Sale	Mar 20, 2008 · Amount on Record
Prior Sale	Sep 11, 2007 · Amount on Record
Deed Document Number	2008149330
Last Transfer Date	Jul 10, 2026
Transfer Doc	0000199231
Record Updated	Sep 20, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 13, 2026
Property Address	4715 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3408
Document Number	0000199231
Instrument Date	Jul 10, 2026
Instrument	2026199231
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4715 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3408

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4715 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3408
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000421905
Date	Oct 11, 2018
Instrument	2018-0421905

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4715 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3408
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000253146
Date	May 19, 2020
Instrument	2020-0253146

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$597,527 (+2%) Land $308,143 Building $289,384
2025	$6,639.00 (+5.21%) Homeowner's exemption	$585,811 (+4.04%) Land $302,101 Building $283,710
2023	$6,310.00 (+1.56%) Homeowner's exemption	$563,066 Land $290,371 Building $272,695
2022	$6,213.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile.

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