Kane County property record for 472 Saint Charles St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,974 sqft · built 1900 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $193,000 (Dec 2003) |
| Tax Bill | $3,775 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-203-034 |
| Primary APN | 06-24-203-034 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,974 sqft Living Area |
| Gross Area | 2,961 sqft |
| Basement Area | 987 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 6,600 sqft (0.152 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 472 SAINT CHARLES ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-7828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHERMANS ADDN NORTH 50 FT COUNTY CLERKS SUB D LOT 8 BLOCK 4 |
| Legal Subdivision | COUNTY CLERKS SUB |
| Legal Block | 4 |
| Legal Lot Number | 8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 851400 |
472 Saint Charles St is owned and occupied by two individuals who bought it in December 2003.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 472 SAINT CHARLES ST, ELGIN, IL 60120-7828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2003 · Amount on File |
| Deed Sale | Dec 16, 2003 · Amount on File |
| Prior Sale | Apr 16, 2002 · Amount on File |
| Deed Document Number | 2003214995 |
| Prior Transfer Date | Nov 2, 2000 |
| Prior Transfer Doc | 0000010031 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 472 Saint Charles St was $3,775 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,775.00 Homeowner's exemption | $78,705 (+8.57%) Land $13,812 Building $64,893 | $236,209 (+8.57%) Land $41,453 Building $194,757 |
| 2024 | $72,493 Land $12,722 Building $59,771 | $217,566 Land $38,181 Building $179,385 | |
| 2022 | $4,269.00 (+4.84%) Homeowner's exemption | $55,242 (+6.96%) Land $10,480 Building $44,762 | $165,726 (+6.96%) Land $31,440 Building $134,286 |
| 2021 | $4,072.00 Homeowner's exemption | $51,647 Land $9,798 Building $41,849 | $154,941 Land $29,394 Building $125,547 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 472 Saint Charles St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 472 Saint Charles St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Fox Valley Internet, T-Mobile.
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