466 Saint Charles St, Elgin, IL 60120 Property Records

Kane County property record for 466 Saint Charles St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,820 sqft · built 1900
Lot Size0.152 acres (6,600 sqft)
Owner2 Individual Names on File
Last Sale$135,000 (Dec 2009)
Tax Bill$5,419 (2025)
Flood ZoneZone X (minimal risk)
APN06-24-203-033

Property Details

APN / Parcel Number

Primary APN06-24-203-033

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,820 sqft Living Area
Gross Area2,730 sqft
Basement Area910 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area6,600 sqft (0.152 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address466 SAINT CHARLES ST
CityELGIN
StateIL
Zip60120-7828
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE SLY 50 FT, NLY 181FT. , ELY 132 FT. LOT 8 BLOCK 4 SHERMANS ADDN COUNTY CLERKS SUB C
Legal SubdivisionCOUNTY CLERKS SUB
Legal Block4
Legal Lot Number8
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4004
Census Tract851400

Owner

466 Saint Charles St is owned and occupied by two individuals who bought it in December 2009.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address466 SAINT CHARLES ST, ELGIN, IL 60120-7828
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 21, 2009 · Amount on File
Deed SaleDec 21, 2009 · Amount on File
Prior SaleJul 13, 2009 · Amount on File
Deed Document Number200993823
Prior Transfer DateJul 7, 1995
Prior Transfer Doc0000063096
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 466 Saint Charles St was $5,419 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,419.00 Homeowner's exemption$79,038 (+8.57%) Land $13,812 Building $65,226$237,209 (+8.57%) Land $41,453 Building $195,756
2024$72,799 Land $12,722 Building $60,077$218,484 Land $38,181 Building $180,303
2022$4,679.00 (+4.77%) Homeowner's exemption$59,969 (+6.96%) Land $10,480 Building $49,489$179,907 (+6.96%) Land $31,440 Building $148,467
2021$4,466.00 Homeowner's exemption$56,067 Land $9,798 Building $46,269$168,201 Land $29,394 Building $138,807

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 466 Saint Charles St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 466 Saint Charles St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Fox Valley Internet, T-Mobile.

Nearby Properties on Saint Charles St

Nearby Streets

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