Kane County property record for 463 Saint Charles St, Elgin, IL 60120 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Condo/Apartment |
| Last Sale | $165,000 (2022) |
| Tax Bill | $3,998.00 (2025) |
Source: Kane County records · APN 06-24-207-015
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40W565 GREENVIEW LN, ELGIN, IL 60124-8268 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 05, 2023 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS |
| Sep 08, 2022 | Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 08, 2022 · Amount on Record |
| Deed Sale | Sep 08, 2022 · Amount on Record |
| Prior Sale | Apr 01, 2014 |
| Deed Doc Number | 202244850 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 05, 2023 |
| Property Address | 463 SAINT CHARLES ST, ELGIN, IL 60120-7978 |
| Document Number | 0000034930 |
| Map Reference | DOC 2016K031696 |
| Instrument Date | Oct 04, 2023 |
| Instrument | 2023K034930 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 463 SAINT CHARLES ST, ELGIN, IL 60120-7978 |
| Document Number | 0000034931 |
|---|---|
| Date | Oct 05, 2023 |
| Instrument | 2023K034931 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 08, 2022 |
| Property Address | 463 SAINT CHARLES ST, ELGIN, IL 60120-7978 |
| Document Number | 0000044850 |
| Instrument Date | Aug 26, 2022 |
| Instrument | 2022K044850 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $165.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 463 SAINT CHARLES ST, 463, ELGIN, IL 60120-7978 |
| Name | Verified Name |
|---|---|
| Address | 463 SAINT CHARLES ST, ELGIN, IL 60120-7978 |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,998.00 (+15.75%) | ||
| 2024 | $55,643 (+21.4%) Land $7,163 Building $48,480 | $166,996 (+21.44%) Land $21,498 Building $145,498 | |
| 2022 | $3,454.00 (+5.08%) Homeowner's exemption | $45,836 (+6.96%) Land $5,900 Building $39,936 | $137,508 (+6.96%) Land $17,700 Building $119,808 |
| 2021 | $3,287.00 Homeowner's exemption | $42,853 Land $5,516 Building $37,337 | $128,559 Land $16,548 Building $112,011 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-24-207-015 |
|---|
| Architectural Style | Condo/Apartment Style |
|---|
| Street Address | 463 SAINT CHARLES ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-7978 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 463-465 ST CHARLES STREET CONDO UNIT 463 |
| Legal Subdivision | ST CHARLES STREET CONDO |
| Legal Block | 4 |
| Legal Unit | 463 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 4 |
| Census Block | 4009 |
| Census Tract | 851400 |
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