St. Louis County property record for 4709 W 4th St, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,676 sqft · built 1923 |
| Lot Size | 0.151 acres (6,593 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (Feb 2024) |
| Tax Bill | $4,032 (2026) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3610-10470 |
| Primary APN | 010-3610-10470 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,676 sqft Gross Area |
| 1st Floor Area | 1,032 sqft |
| Basement Area | 161 sqft |
| Finished Basement | 161 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,593 sqft (0.151 acres) |
| Garage Area | 780 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 60 sqft |
| Deck Area | 20 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1162649 |
|---|---|
| Street Address | 4709 W 4TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55807-2032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 BLOCK 96 ADDITION TO ONEOTA SERIAL # |
| Legal Subdivision | ADDITION TO ONEOTA |
| Legal Block | 96 |
| Legal Lot Number | 14 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 15800 |
4709 W 4th St is owned and occupied by two individuals who bought it in February 2024.
Source: St. Louis County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4709 W 4TH ST, DULUTH, MN 55807-2032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2024 | Warranty Deed, Transfer · Conventional Mortgage HERITAGE BANK NA |
| Jul 14, 2020 | Warranty Deed, Transfer · Conventional with PMI NORTH SHORE BK/COMMERCE |
| Jun 5, 2018 | Warranty Deed, Transfer HUNTINGTON NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2024 · Amount on File |
| Deed Sale | Feb 26, 2024 · Amount on File |
| Prior Sale | Jul 14, 2020 · Amount on File |
| Deed Document Number | 20241077159 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Feb 23, 2024 |
| Property Address | 4709 W 4TH ST, DULUTH, MN 55807-2032 |
| Document Number | 0001077159 |
| Instrument Date | Feb 22, 2024 |
| Instrument | 1077159 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2024 |
| Title Company | RESULTS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,006.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4709 W 4TH ST, DULUTH, MN 55807-2032 |
| Document Number | 0001077160 |
|---|---|
| Date | Feb 23, 2024 |
| Instrument | 1077160 |
| Name | HERITAGE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 14, 2020 |
| Property Address | 4709 W 4TH ST, DULUTH, MN 55807-2032 |
| Document Number | 00T1025801 |
| Instrument Date | Jun 29, 2020 |
| Instrument | T1025801 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2020 |
| Title Company | ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $782.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4709 W 4TH ST DULUTH MN 558072032, DULUTH, MN 55807-2032 |
| Document Number | T1025802 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | T1025802 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 13, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 5, 2018 |
| Property Address | 4709 W 4TH ST, DULUTH, MN 55807-2032 |
| Document Number | 000T998787 |
| Instrument Date | May 31, 2018 |
| Instrument | T998787 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2018 |
| Title Company | ARROWHEAD TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $689.04 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4709 W 4TH ST DULUTH MN 558072032, DULUTH, MN 55807-2032 |
| Document Number | T998788 |
|---|---|
| Date | Jun 5, 2018 |
| Instrument | T998788 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 4, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
The 2026 property tax bill for 4709 W 4th St was $4,032 with a homeowner's exemption, up 0.5% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,032.00 (+0.55%) Homeowner's exemption | ||
| 2025 | $4,010.00 Homeowner's exemption | $333,200 (+7.94%) Land $17,000 Building $316,200 | $333,200 (+7.94%) Land $17,000 Building $316,200 |
| 2024 | $308,700 Land $18,200 Building $290,500 | $308,700 Land $18,200 Building $290,500 | |
| 2023 | $4,212.00 Homeowner's exemption | ||
| 2022 | $290,200 Land $16,700 Building $273,500 | $290,200 Land $16,700 Building $273,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4709 W 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4709 W 4th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Airfiber Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures