Oneida County property record for 4689 Spafford Rd, Rhinelander, WI 54501
| Property Type | Single Family Home |
|---|---|
| Lot Size | 8.5 acres (370,260 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,814 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | ST 262 |
| Primary APN | ST 262 |
|---|
| Lot Area | 370,260 sqft (8.5 acres) |
|---|
| Street Address | 4689 SPAFFORD RD |
|---|---|
| City | RHINELANDER |
| State | WI |
| Zip | 54501-8593 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 510931/467529 PT SE SE EXC V858 P245SM B3268 & A3698 |
| Legal Range | 10E |
| Legal Township | 37N |
| Legal Section | 17 |
| Jurisdiction | ONEIDA WI |
| Township / Civil Division | STELLA |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 970104 |
4689 Spafford Rd is owned and occupied by two individuals.
Source: Oneida County records, as of March 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4689 SPAFFORD RD, RHINELANDER, WI 54501-8593 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA WI |
| Recording Date | Jul 2, 2026 |
| Property Address | 4689 SPAFFORD RD, RHINELANDER, WI 54501-8593 |
| Document Number | 0000872860 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 2026872860 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | ICE MORTGAGE TECHNOLOGY INC |
| Name | Verified Name |
|---|---|
| Address | 4689 SPAFFORD RD, RHINELANDER, WI 54501-8593 |
| Document Number | 0000872860, |
|---|---|
| Date | Jul 2, 2026 |
| Instrument | 2026872860 |
| Name | PEOPLES STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 22, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 4689 Spafford Rd was $3,814 with a homeowner's exemption.
Source: Oneida County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Oneida County |
| County Subdivision | Stella Town |
| Unified School District | Rhinelander School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,814.00 | $217,000 Land $22,900 Building $194,100 | $364,984 Land $38,517 Building $326,467 |
| 2023 | $3,287.00 Homeowner's exemption | $217,000 Land $22,900 Building $194,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4689 Spafford Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 16, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4689 Spafford Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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