4712 E Lone Cactus Dr, Phoenix, AZ 85050 Property Records

Maricopa County property record for 4712 E Lone Cactus Dr, Phoenix, AZ 85050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,322 sqft · built 1996
Lot Size	0.106 acres (4,620 sqft)
Owner	Individual Name on Record
Last Sale	$615,000 (Jun 2025)
Tax Bill	$2,004 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Nov 2023 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`212-34-451`

Property Details

APN / Parcel Number

Primary APN	`212-34-451`
Alternative APN	`212344510`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,322 sqft Living Area
Gross Area	1,426 sqft
1st Floor Area	1,322 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	4,620 sqft (0.106 acres)
Parking Spaces	2 Parking Spaces
Pool Area	320 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4712 E LONE CACTUS DR
City	PHOENIX
State	AZ
Zip	85050-6160
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-M
Legal Description	DESERT RIDGE PARCEL 7.1 MCR 402-44
Legal Range	4E
Legal Township	4N
Legal Section	19
Legal Subdivision	DESERT RIDGE PARCEL 7.1
Legal Lot Number	260
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1008
Census Tract	615100

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4712 E LONE CACTUS DR, PHOENIX, AZ 85050-6160
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 15, 2023	Intrafamily Transfer, Transfer
Oct 20, 2021	Warranty Deed, Transfer QUALITY TITLE COMPANY, EQUITY TITLE AGENCY INC
Jul 12, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2025 · Amount on Record
Deed Sale	Jun 18, 2025 · Amount on Record
Prior Sale	Oct 20, 2021 · Amount on Record
Deed Document Number	2025350525
Prior Transfer Date	Nov 1, 2023
Prior Transfer Doc	0000589368
Record Updated	Sep 20, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 18, 2025
Property Address	4712 E LONE CACTUS DR, PHOENIX, AZ 85050-6160
Document Number	0000350525
Map Reference	MB 402 PG 44
Instrument Date	Jun 11, 2025
Instrument	20250350525
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	FIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4712 E LONE CACTUS DR, PHOENIX, AZ 85050-6160

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4712 E LONE CACTUS DR, PHOENIX, AZ 85050-6160

Mortgage

Document Number	0000350526
Date	Jun 18, 2025
Instrument	20250350526

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Nov 15, 2023
Property Address	4712 E LONE CACTUS DR, PHOENIX, AZ 85050-6160
Document Number	0000589368
Map Reference	MB 402 PG 44
Instrument Date	Nov 1, 2023
Instrument	20230589368
Transaction Type	Transfer
Record Updated	Nov 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4712 E LONE CACTUS DR, PHOENIX, AZ 85050-6160

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4712 E LONE CACTUS DR, PHOENIX, AZ 85050-6160

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 20, 2021
Property Address	4712 E LONE CACTUS DR, PHOENIX, AZ 85050-6160
Document Number	0001130222
Map Reference	MB 402 PG 44
Instrument Date	Oct 15, 2021
Instrument	20211130222
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	QUALITY TITLE COMPANY, EQUITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	522 N CENTRAL AVE UNIT 13148, 522, PHOENIX, AZ 85002-2038

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4712 E LONE CACTUS DR, PHOENIX, AZ 85050-6160

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 12, 2019
Property Address	4712 E LONE CACTUS DR, PHOENIX, AZ 85050-6160
Document Number	0000526287
Instrument Date	Jul 10, 2019
Instrument	526287
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1935 E COOLIDGE ST PHOENIX AZ 850164611, PHOENIX, AZ 85016-4611

Mortgage

Document Number	526288
Date	Jul 12, 2019
Instrument	526288

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,820 (+106.63%)	$478,200 (+2.73%) Land $95,600 Building $382,600
2025	$2,004.00 (-12.64%)	$23,143 (-49.3%)	$465,500 (+1.97%) Land $93,100 Building $372,400
2024		$45,650 (+21.64%)	$456,500 (+21.64%) Land $91,300 Building $365,200
2023	$2,294.00 (+0.97%)	$37,530 Land $7,500 Building $30,030	$375,300 Land $75,000 Building $300,300
2022	$2,272.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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