4709 E Lone Cactus Dr, Phoenix, AZ 85050 Property Records

Maricopa County property record for 4709 E Lone Cactus Dr, Phoenix, AZ 85050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 1996
Lot Size	0.111 acres (4,847 sqft)
Owner	Individual Name on Record
Last Sale	$560,000 (Apr 2026)
Tax Bill	$2,476 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jan 2026 Sale & Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`212-34-458`

Property Details

APN / Parcel Number

Primary APN	`212-34-458`
Alternative APN	`212344581`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,540 sqft Living Area
Gross Area	1,624 sqft
1st Floor Area	1,540 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	4,847 sqft (0.111 acres)
Parking Spaces	2 Parking Spaces
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4709 E LONE CACTUS DR
City	PHOENIX
State	AZ
Zip	85050-6161
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-M
Legal Description	DESERT RIDGE PARCEL 7.1 MCR 402-44
Legal Range	4E
Legal Township	4N
Legal Section	19
Legal Subdivision	DESERT RIDGE PARCEL 7.1
Legal Lot Number	267
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1012
Census Tract	615100

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	636 W HORSESHOE PL, CHANDLER, AZ 85248-5121
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Warranty Deed, Transfer · Conventional Mortgage AMTRUST MORTGAGE CORPORATION
Jan 23, 2026	Warranty Deed, Transfer · Line of Credit TRUSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2026 · Amount on Record
Deed Sale	Apr 2, 2026 · Amount on Record
Prior Sale	Jan 23, 2026 · Amount on Record
Deed Document Number	2026195918
Prior Transfer Date	May 24, 2005
Prior Transfer Doc	0000759370
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 2, 2026
Property Address	4709 E LONE CACTUS DR, PHOENIX, AZ 85050-6161
Document Number	0000195918
Instrument Date	Mar 20, 2026
Instrument	2026195918
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	NAVI TITLE AGCY, NAVI TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	636 W HORSESHOE PL, CHANDLER, AZ 85248-5121

Mortgage

Document Number	0000195920,
Date	Apr 2, 2026
Instrument	2026195920

Lender

Name	AMTRUST MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 23, 2026
Property Address	4709 E LONE CACTUS DR, PHOENIX, AZ 85050-6161
Document Number	0000042914
Map Reference	MB 402 PG 44
Instrument Date	Jan 12, 2026
Instrument	20260042914
Transaction Type	Transfer
Record Updated	Feb 2, 2026
Title Company	NVR TITLE, NAVI TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4709 E LONE CACTUS DR, PHOENIX, AZ 85050-6161

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7333 E DOUBLETREE RANCH RD STE 100, 100, SCOTTSDALE, AZ 85258-2000
Investor	Possibly a Property Investor

Mortgage

Document Number	0000042915
Date	Jan 23, 2026
Instrument	20260042915

Lender

Name	TRUSTBANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,530 (+69.7%)	$485,300 (+2.69%) Land $97,000 Building $388,300
2025	$2,476.00 (+5.05%)	$28,597 (-38.73%)	$472,600 (+1.26%) Land $94,500 Building $378,100
2024		$46,670	$466,700 Land $93,300 Building $373,400
2023	$2,357.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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