4708 E Lone Cactus Dr, Phoenix, AZ 85050 Property Records

Maricopa County property record for 4708 E Lone Cactus Dr, Phoenix, AZ 85050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,519 sqft · built 1996
Lot Size	0.107 acres (4,642 sqft)
Owner	Company Name on File
Last Sale	$290,000 (Aug 2016)
Tax Bill	$2,374 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Apr 2017 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`212-34-450`

Property Details

APN / Parcel Number

Primary APN	`212-34-450`
Alternative APN	`212344502`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,519 sqft Living Area
Gross Area	1,659 sqft
1st Floor Area	1,519 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	4,642 sqft (0.107 acres)
Parking Spaces	2 Parking Spaces
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4708 E LONE CACTUS DR
City	PHOENIX
State	AZ
Zip	85050-6160
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-M
Legal Description	DESERT RIDGE PARCEL 7.1 MCR 402-44
Legal Range	4E
Legal Township	4N
Legal Section	19
Legal Subdivision	DESERT RIDGE PARCEL 7.1
Legal Lot Number	259
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1008
Census Tract	615100

Owner

4708 E Lone Cactus Dr is owned by a company that bought it in August 2016.

Source: Maricopa County records, as of April 10, 2026

Owner of Record	Company Name on File
Mailing Address	7102 N 11TH AVE, PHOENIX, AZ 85021-8676
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 14, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 14, 2019	Grant Deed, Transfer ATTORNEY ONLY
May 30, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2016 · Amount on File
Deed Sale	Aug 30, 2016 · Amount on File
Prior Sale	Aug 27, 1998 · Amount on File
Deed Document Number	2016623789
Prior Transfer Date	Jul 25, 1996
Prior Transfer Doc	0000549816
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4708 E LONE CACTUS DR, PHOENIX, AZ 85050-6160
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000264598
Date	Apr 13, 2017
Instrument	2017-0264598

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4708 E LONE CACTUS DR, PHOENIX, AZ 85050-6160
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000264605
Date	Apr 13, 2017
Instrument	2017-0264605

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 14, 2019
Property Address	4708 E LONE CACTUS DR, PHOENIX, AZ 85050-6160
Document Number	0000446111
Instrument Date	Jun 14, 2019
Instrument	446111
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7102 N 11TH AVE PHOENIX AZ 850218676, PHOENIX, AZ 85021-8676

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 14, 2019
Property Address	4708 E LONE CACTUS DR, PHOENIX, AZ 85050-6160
Document Number	0000448978
Instrument Date	Jun 14, 2019
Instrument	448978
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7102 N 11TH AVE PHOENIX AZ 850218676, PHOENIX, AZ 85021-8676

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	May 30, 2018
Property Address	4708 E LONE CACTUS DR, PHOENIX, AZ 85050-6160
Document Number	0000409991
Map Reference	MB 402 PG 44
Instrument Date	May 18, 2018
Instrument	20180409991
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000409992
Date	May 30, 2018
Instrument	20180409992

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 4708 E Lone Cactus Dr was $2,374.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,130 (+68.91%)	$481,300 (+2.69%) Land $96,200 Building $385,100
2025	$2,374.00	$28,494 (-38.43%)	$468,700 (+1.27%) Land $93,700 Building $375,000
2024		$46,280	$462,800 Land $92,500 Building $370,300
2023	$2,776.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4708 E Lone Cactus Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4708 E Lone Cactus Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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