Madison County property record for 4710 Thrift Rd, Madison, VA 22727
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,696 sqft · built 1988 |
| Lot Size | 7.83 acres (341,249 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $725,000 (Jan 2026) |
| Tax Bill | $3,191 (2026) |
| Deeds & Mortgages | Nov 2014 Mortgage Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-9B |
| Primary APN | 47-9B |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,696 sqft Living Area |
| 1st Floor Area | 2,676 sqft |
| Basement Area | 2,676 sqft |
| Finished Basement | 2,676 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Wood |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 341,249 sqft (7.83 acres) |
| Terrain | Rolling |
| Garage Type | Built-in |
| Driveway | Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 48 sqft |
| Balcony Area | 20 sqft |
| Shed | 1 Shed |
| Greenhouse | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 6998 |
|---|---|
| Street Address | 4710 THRIFT RD |
| City | MADISON |
| State | VA |
| Zip | 22727-5044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | IN 040000767 7.834 AC 47-9B RT 657 |
| Legal Subdivision | ANNIE VW TULL |
| Jurisdiction | MADISON VA |
| Township / Civil Division | RAPIDAN |
| Census Block Group | 2 |
| Census Block | 2067 |
| Census Tract | 930202 |
Source: Madison County records, as of August 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4710 THRIFT RD, MADISON, VA 22727-5044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 13, 2014 | Deed of Trust, Mortgage · Commercial Mortgage UNION FIRST MARKET BANK |
| Jan 12, 2026 | Deed, Transfer · Conventional Mortgage NFM LENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2026 · Amount on Record |
| Deed Sale | Jan 12, 2026 · Amount on Record |
| Deed Document Number | 202645 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON VA |
| Property Address | 4710 THRIFT RD, MADISON, VA 22727-5044 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | TITLE SOLUTIONS INC |
| Name | Verified Name |
|---|
| Document Number | 0140001418 |
|---|---|
| Date | Nov 13, 2014 |
| Instrument | 140001418 |
| Name | UNION FIRST MARKET BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON VA |
| Recording Date | Jan 12, 2026 |
| Property Address | 4710 THRIFT RD, MADISON, VA 22727-5044 |
| Document Number | 0260000045 |
| Instrument Date | Dec 15, 2025 |
| Instrument | 260000045 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Title Company | CARDINAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4710 THRIFT RD, MADISON, VA 22727-5044 |
| Document Number | 0260000046 |
|---|---|
| Date | Jan 12, 2026 |
| Instrument | 260000046 |
| Name | NFM LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
Source: Madison County assessment roll, as of August 28, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Madison County |
| Unified School District | Madison County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,191.00 (+3.94%) | $602,100 (-) Land $133,500 Building $468,600 | $602,100 (-) Land $133,500 Building $468,600 |
| 2025 | $3,070.00 (+7.19%) | $602,100 (+55.54%) Land $133,500 Building $468,600 | $602,100 (+55.54%) Land $133,500 Building $468,600 |
| 2023 | $2,864.00 | $387,100 Land $101,400 Building $285,700 | $387,100 Land $101,400 Building $285,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
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