Madison County property record for 4291 Thrift Rd, Madison, VA 22727
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,448 sqft · built 1946 |
| Lot Size | 1.78 acres (77,624 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Aug 2022) |
| Tax Bill | $1,257 (2026) |
| Deeds & Mortgages | Apr 2018 Mortgage Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-33A |
| Primary APN | 47-33A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,448 sqft Living Area |
| 1st Floor Area | 1,448 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 77,624 sqft (1.78 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 80 sqft |
| Deck Area | 72 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 5010 |
|---|---|
| Street Address | 4291 THRIFT RD |
| City | MADISON |
| State | VA |
| Zip | 22727-5041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | IN 220001289 1.782 AC 47-33A RT 657 |
| Jurisdiction | MADISON VA |
| Township / Civil Division | RAPIDAN |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 930201 |
4291 Thrift Rd is owned and occupied by two individuals who bought it in August 2022.
Source: Madison County records, as of August 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4291 THRIFT RD, MADISON, VA 22727-5041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNION BANK & TRUST |
| Aug 30, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2022 · Amount on File |
| Deed Sale | Aug 30, 2022 · Amount on File |
| Deed Document Number | 20221289 |
| Prior Transfer Date | Aug 23, 2006 |
| Prior Transfer Doc | 0000002476 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON VA |
| Property Address | 4291 THRIFT RD, MADISON, VA 22727-5041 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0180000435 |
|---|---|
| Date | Apr 11, 2018 |
| Instrument | 180000435 |
| Name | UNION BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 29, 2038 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MADISON VA |
| Recording Date | Aug 30, 2022 |
| Property Address | 4291 THRIFT RD, MADISON, VA 22727-5041 |
| Document Number | 0220001289 |
| Map Reference | DD 170 PG 449 |
| Instrument Date | Aug 29, 2022 |
| Instrument | 220001289 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2023 |
| Title Company | BLUE RIDGE TITLE AND SETTLEMENT, BLUE RIDGE TITLE & SETTLEMEN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4291 THRIFT RD, MADISON, VA 22727-5041 |
| Document Number | 0220001290 |
|---|---|
| Date | Aug 30, 2022 |
| Instrument | 220001290 |
| Name | MCLEAN MORTGAGE CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 4291 Thrift Rd was $1,257.
Source: Madison County assessment roll, as of August 28, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Madison County |
| Unified School District | Madison County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,257.00 | $237,300 Land $69,800 Building $167,500 | $237,300 Land $69,800 Building $167,500 |
| 2023 | $1,221.00 | $165,000 Land $63,300 Building $101,700 | $165,000 Land $63,300 Building $101,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4291 Thrift Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4291 Thrift Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures