Madison County property record for 4285 Thrift Rd, Madison, VA 22727
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,168 sqft · built 2023 |
| Lot Size | 3.21 acres (139,958 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,000 (Aug 2022) |
| Tax Bill | $3,036 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage May 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-35 |
| Primary APN | 47-35 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,168 sqft Living Area |
| 1st Floor Area | 2,808 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Metal |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 139,958 sqft (3.21 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 992 sqft |
| Shed | 1 Shed |
| Poultry House | 4,800 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 5011 |
|---|---|
| Street Address | 4285 THRIFT RD |
| City | MADISON |
| State | VA |
| Zip | 22727-5041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | IN 220001430 3.213 AC 47-35 RT 657 |
| Jurisdiction | MADISON VA |
| Township / Civil Division | RAPIDAN |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 930201 |
Source: Madison County records, as of September 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4291 THRIFT RD, MADISON, VA 22727-5041 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNION BANK & TRUST |
| May 10, 2023 | Deed of Trust, Mortgage · Conventional Mortgage OAK VIEW NATIONAL BANK |
| Sep 29, 2022 | Gift Deed, Transfer NOT AVAILABLE, BLUE RIDGE TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2022 · Amount on Record |
| Deed Sale | Aug 30, 2022 · Amount on Record |
| Deed Document Number | 20221289 |
| Last Transfer Date | Sep 13, 2022 |
| Transfer Doc | 0000001430 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON VA |
| Property Address | 4285 THRIFT RD, MADISON, VA 22727-5041 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0180000435 |
|---|---|
| Date | Apr 11, 2018 |
| Instrument | 180000435 |
| Name | UNION BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 29, 2038 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON VA |
| Property Address | 4285 THRIFT RD, MADISON, VA 22727-5041 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230000535 |
|---|---|
| Date | May 10, 2023 |
| Instrument | 230000535 |
| Name | OAK VIEW NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | MADISON VA |
| Recording Date | Sep 29, 2022 |
| Property Address | 4285 THRIFT RD, MADISON, VA 22727-5041 |
| Document Number | 0220001430 |
| Map Reference | DD 170 PG 449 |
| Instrument Date | Sep 13, 2022 |
| Instrument | 220001430 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2023 |
| Title Company | NOT AVAILABLE, BLUE RIDGE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4291 THRIFT RD, MADISON, VA 22727-5041 |
Source: Madison County assessment roll, as of September 15, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Madison County |
| Unified School District | Madison County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,036.00 (+713.94%) | $595,300 (+1,078.81%) Land $84,100 Building $511,200 | $595,300 (+1,078.81%) Land $84,100 Building $511,200 |
| 2023 | $373.00 | $50,500 Land $50,500 | $50,500 Land $50,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
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