471 Settlers Rd, Chester, CA 96020 Property Records

Plumas County property record for 471 Settlers Rd, Chester, CA 96020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,173 sqft · built 1988
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on Record
Last Sale	$630,000 (Sep 2023)
Tax Bill	$7,230 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`100-440-006-000`

Property Details

APN / Parcel Number

Primary APN	`100-440-006-000`
Alternative APN	`100-440-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,173 sqft Living Area
Gross Area	2,613 sqft
Basement Area	440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Lot Area	43,996 sqft
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	100-440-006
Street Address	471 SETTLERS RD
City	CHESTER
State	CA
Zip	96020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2R
Legal Subdivision	MARTIN RHO 01
Legal Lot Number	11
Jurisdiction	PLUMAS CA
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1068
Census Tract	501

Owner

Source: Plumas County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 220, CHESTER, CA 96020-0220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Aug 24, 2018	Deed of Trust, Mortgage · Commercial Mortgage PLUMAS BANK
Sep 11, 2020	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Mar 21, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Prior Sale	Sep 11, 2020 · Amount on Record
Deed Document Number	20234109
Prior Transfer Date	Mar 18, 2019
Prior Transfer Doc	0000001172
Record Updated	Sep 20, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLUMAS CA
Recording Date	Sep 29, 2023
Property Address	471 SETTLERS RD, CHESTER, CA 96020
Document Number	0000004109
Map Reference	MB 5 PG 127
Instrument Date	Sep 19, 2023
Instrument	2023-0004109
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	CAL-SIERRA TITLE COMPANY, CAL SIERRA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	589 COLTRANE CT, IRVINE, CA 92617-5357

Mortgage

Document Number	0000004110
Date	Sep 29, 2023
Instrument	2023-0004110

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLUMAS CA
Property Address	471 SETTLERS RD, CHESTER, CA 96020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004429
Date	Aug 24, 2018
Instrument	2018-0004429

Lender

Name	PLUMAS BANK
Type	Bank
Address	QUINCY, CA 95971

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLUMAS CA
Recording Date	Sep 11, 2020
Property Address	471 SETTLERS RD, CHESTER, CA 96020
Document Number	0000005330
Map Reference	MB 5 PG 127
Instrument Date	Sep 3, 2020
Instrument	2020-0005330
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	CAL SIERRA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	14974 WOODLAND PARK DR, FOREST RANCH, CA 95942-9746

Mortgage

Document Number	0000005331
Date	Sep 11, 2020
Instrument	2020-0005331

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLUMAS CA
Recording Date	Mar 21, 2019
Property Address	471 SETTLERS RD, CHESTER, CA 96020
Document Number	0000001172
Instrument Date	Mar 18, 2019
Instrument	1172
Transaction Type	Transfer
Record Updated	Apr 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 537 CHESTER CA 960200537, CHESTER, CA 96020-0537

Tax Assessment & Valuation

Source: Plumas County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Plumas County
Unified School District	Plumas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$655,452 (+2%) Land $114,444 Building $541,008
2025	$7,230.00 (+36.62%) Homeowner's exemption	$642,600 (+30.03%) Land $112,200 Building $530,400
2023	$5,292.00 (+0.3%) Homeowner's exemption	$494,190 Land $83,232 Building $410,958
2022	$5,276.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 60% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTER PUBLIC U.D. serves 2,187 people · EPA ID CA3210009
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000

May also be available: DigitalPath.

Cell Coverage

5G (outdoors only) and 4G LTE

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