423 Settlers Rd, Chester, CA 96020 Property Records

Plumas County property record for 423 Settlers Rd, Chester, CA 96020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,726 sqft · built 1989
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Oct 2025)
Tax Bill	$4,713 (2025)
Deeds & Mortgages	Oct 2025 Sale Apr 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`100-440-008-000`

Property Details

APN / Parcel Number

Primary APN	`100-440-008-000`
Alternative APN	`100-440-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,726 sqft Living Area
Gross Area	2,364 sqft
Basement Area	638 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	100-440-008
Street Address	423 SETTLERS RD
City	CHESTER
State	CA
Zip	96020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2R
Legal Subdivision	MARTIN RANCH 01
Legal Lot Number	9
Jurisdiction	PLUMAS CA
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1068
Census Tract	501

Owner

423 Settlers Rd is owned by two individuals who bought it in October 2025.

Source: Plumas County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	233 CLOVERBROOK CIR, PITTSBURG, CA 94565-7353
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Grant Deed, Transfer CALSIERRA TITLE COMPANY, CAL SIERRA TITLE COMPANY
Apr 25, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BK
Jul 12, 2018	Grant Deed, Transfer CAL-SIERRA TITLE COMPANY, CAL-SIERRA TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2025 · Amount on File
Deed Sale	Oct 31, 2025 · Amount on File
Prior Sale	Jul 12, 2018 · Amount on File
Deed Document Number	20255043
Prior Transfer Date	Jun 22, 2012
Prior Transfer Doc	0000004013
Record Updated	Sep 20, 2026

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLUMAS CA
Recording Date	Oct 31, 2025
Property Address	423 SETTLERS RD, CHESTER, CA 96020
Document Number	0000005043
Map Reference	MB 5 PG 127
Instrument Date	Oct 28, 2025
Instrument	2025-0005043
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	CALSIERRA TITLE COMPANY, CAL SIERRA TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	233 CLOVERBROOK CIR, PITTSBURG, CA 94565-7353

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLUMAS CA
Property Address	423 SETTLERS RD, CHESTER, CA 96020
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001762
Date	Apr 25, 2019
Instrument	2019-0001762

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLUMAS CA
Property Address	423 SETTLERS RD, CHESTER, CA 96020
Document Number	0000003467
Instrument Date	Jul 11, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	CAL-SIERRA TITLE COMPANY, CAL-SIERRA TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	621 PURDY RD CHESTER CA 96020, CHESTER, CA 96020

Mortgage

Document Number	0000003467
Date	Jul 12, 2018
Instrument	3467

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2048

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLUMAS CA
Recording Date	Jul 12, 2018
Property Address	423 SETTLERS RD, CHESTER, CA 96020
Document Number	0000003466
Instrument Date	Jul 6, 2018
Instrument	3466
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	CAL-SIERRA TITLE COMPANY, CAL-SIERRA TITLE CO.

Transaction

Amount	Amount on Record
Tax	$412.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 216 CHESTER CA 960200216, CHESTER, CA 96020-0216

Tax Assessment & Valuation

The 2025 property tax bill for 423 Settlers Rd was $4,713.

Source: Plumas County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Plumas County
Unified School District	Plumas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$615,000 (+47.02%) Land $150,000 Building $465,000
2025	$4,713.00 Homeowner's exemption	$418,315 Land $78,084 Building $340,231
2023	$4,309.00 (+0.3%) Homeowner's exemption	$402,072 Land $75,052 Building $327,020
2022	$4,296.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 423 Settlers Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 423 Settlers Rd is high, ranking above 78% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 55% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTER PUBLIC U.D. serves 2,187 people · EPA ID CA3210009
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Zito Media Fiber · Cable in parts of the area	1,000 / 1,000
DigitalPath Fixed Wireless	400 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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