447 Settlers Rd, Chester, CA 96020 Property Records

Plumas County property record for 447 Settlers Rd, Chester, CA 96020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,960 sqft · built 2016
Lot Size	1.01 acres (44,431 sqft)
Owner	2 Individual Names on Record
Last Sale	$825,000 (May 2025)
Tax Bill	$5,102 (2025)
Deeds & Mortgages	Apr 2021 Transfer Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`100-440-007-000`

Property Details

APN / Parcel Number

Primary APN	`100-440-007-000`
Alternative APN	`100-440-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,960 sqft Living Area
Gross Area	2,974 sqft
Basement Area	1,014 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Frame
Lot Area	44,431 sqft
Garage Type	Attached
Garage Area	1,014 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Old Parcel Number	100-440-007
Street Address	447 SETTLERS RD
City	CHESTER
State	CA
Zip	96020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2R
Legal Subdivision	MARTIN RANCH SUB #1
Legal Lot Number	10
Jurisdiction	PLUMAS CA
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1068
Census Tract	501

Owner

Source: Plumas County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	447 SETTLERS RD, CHESTER, CA 96020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Intrafamily Transfer, Transfer
Feb 16, 2017	Deed of Trust, Mortgage BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2025 · Amount on Record
Deed Sale	May 13, 2025 · Amount on Record
Prior Sale	Sep 11, 2015 · Amount on Record
Deed Document Number	20252088
Prior Transfer Date	Mar 26, 2021
Prior Transfer Doc	0000002248
Record Updated	Sep 20, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLUMAS CA
Recording Date	Apr 2, 2021
Property Address	447 SETTLERS RD, CHESTER, CA 96020
Document Number	0000002248
Map Reference	MB 5 PG 127
Instrument Date	Mar 26, 2021
Instrument	2021-0002248
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 167, CHESTER, CA 96020-0167

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLUMAS CA
Property Address	447 SETTLERS RD, CHESTER, CA 96020
Document Number	0000000875
Instrument Date	Feb 16, 2017
Transaction Type	Mortgage
Record Updated	Mar 16, 2017
Title Company	CAL-SIERRA TITLE COMPANY, CAL-SIERRA TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	901 GOLF CLUB RD LAKE ALMANOR CA 961379526, LAKE ALMANOR, CA 96137-9526

Mortgage

Document Number	0000000875
Date	Feb 22, 2017
Instrument	875

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2047

Tax Assessment & Valuation

Source: Plumas County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Plumas County
Unified School District	Plumas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$841,500 (+88.7%) Land $132,600 Building $708,900
2025	$5,102.00 (+9.32%)	$445,937 (+4.04%) Land $73,392 Building $372,545
2023	$4,667.00 (+0.28%)	$428,623 Land $70,543 Building $358,080
2022	$4,654.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 55% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTER PUBLIC U.D. serves 2,187 people · EPA ID CA3210009
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Zito Media Fiber · Cable in parts of the area	1,000 / 1,000
DigitalPath Fixed Wireless	400 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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