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471 Saint Kitts Loop, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 471 Saint Kitts Loop, Saint Augustine, FL 32092 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2016
Square Footage3,165 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$386,000 (2017)
Tax Bill$4,617.00 (2025)

Property Details

APN / Parcel Number

Primary APN027442-0360

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures17 Plumbing Fixtures
Building Area3,165 sqft Living Area
Gross Area3,993 sqft Gross Area
1st Floor3,165 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,712 sqft (0.2 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area630 sqft Garage
Patio Area260 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address471 SAINT KITTS LOOP
CitySAINT AUGUSTINE
StateFL
Zip32092-1182
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description75/43-56 WINDWARD RANCH PHASE ONE LOT 36 OR4315/846
Legal Range28E
Legal Township06S
Legal Section36
Legal SubdivisionWINDWARD RANCH PHASE ONE
Legal Phase1
Legal Block1
Legal Lot Number36
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2017
Census Tract20906

Owner

Source: St. Johns County records · APN 027442-0360

Assessment roll updated April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address471 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1182
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2026Deed of Trust, Mortgage · Balloon Payment
RIVER CITY TITLE
May 06, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Dec 28, 2020Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MTG
Aug 17, 2018Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SECRETARY/HSNG & URBAN DEV
Jan 11, 2017Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
UNIVERSAL AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 11, 2017 · Amount on Record
Deed SaleJan 11, 2017 · Amount on Record
Deed Doc Number20172442
Deed Book / Page4315 / 846
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Recording DateApr 23, 2026
Property Address471 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1182
Document Number0000034872
Book / Page6350 / 76
Instrument DateApr 20, 2026
Instrument202634872
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyRIVER CITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address471 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1182

Mortgage

Document Number0000034872,
DateApr 23, 2026
Book Page6350/76
Instrument202634872
Lender
Agreement
TypeBalloon Payment
AmountAmount Recorded
Term360 Months
Interest
Rate6.22%
Max Rate-1%

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address471 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1182
Transaction TypeMortgage
Record UpdatedMay 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address471 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1182

Mortgage

Document Number0055531389
DateMay 06, 2022
Book Page5553/1389
Instrument2022046776
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2052

December 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address471 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1182
Document Number0051631156
Instrument DateDec 28, 2020
Transaction TypeMortgage
Record UpdatedFeb 10, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address471 SAINT KITTS LOOP ST AUGUSTINE FL 320921182, ST AUGUSTINE, FL 32092-1182

Mortgage

Document Number0051631156
DateJan 28, 2021
Book Page005163/001156
Instrument9693
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressFISHERS, IN 46037
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 27, 2051
Interest
Rate TypeFixed Rate
Rate2.87%

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address471 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1182
Document Number0046050836
Instrument DateAug 17, 2018
Transaction TypeMortgage
Record UpdatedSep 17, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address471 SAINT KITTS LOOP ST AUGUSTINE FL 320921182, ST AUGUSTINE, FL 32092-1182

Mortgage

Document Number0046050836
DateAug 31, 2018
Book Page004605/000836
Instrument63398
Lender
NameSECRETARY/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 30, 2048

January 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateJan 11, 2017
Property Address471 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1182
Document Number0043150846
Book / Page4315 / 0846
Map ReferenceMB75 PG43
Instrument DateJan 10, 2017
Instrument2017002442
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyNORTH AMERICAN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address471 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1182

Mortgage

Document Number2017002444
DateJan 11, 2017
Instrument2017002444
Lender
NameUNIVERSAL AMERICAN MORTGAGE CO
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2047

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$366,446 (+2.7%)$520,546 (+0.66%) Land $100,000 Building $420,546
2025$4,617.00 (+12.42%) Homeowner's exemption$356,812 (+5.99%)$517,121 (+7.48%) Land $100,000 Building $417,121
2024$4,107.00 (+1.99%)
2023$4,027.00 (+2.83%) Homeowner's exemption$336,656 (+3%)$481,146 (+3.72%) Land $90,720 Building $390,426
2022$3,916.00 Homeowner's exemption$326,850$463,896 Land $84,000 Building $379,896

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 50% of the US · above 20% of Florida
Wildfire LikelihoodAbout 1 in 1,087 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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