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476 Saint Kitts Loop, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 476 Saint Kitts Loop, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2015
Square Footage2,785 sqft Living Area
Lot Size9,147 sqft (0.21 acres)
OccupancyOwner Occupied
Last Sale$370,000 (2019)
Tax Bill$3,979.00 (2025)

Property Details

APN / Parcel Number

Primary APN027442-0750

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures16 Plumbing Fixtures
Building Area2,785 sqft Living Area
Gross Area3,612 sqft Gross Area
1st Floor2,785 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,147 sqft (0.21 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area629 sqft Garage
Porch Area198 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address476 SAINT KITTS LOOP
CitySAINT AUGUSTINE
StateFL
Zip32092-1186
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description75/43-56 WINDWARD RANCH PHASE ONE LOT 75 OR4829/494
Legal Range28E
Legal Township06S
Legal Section36
Legal SubdivisionWINDWARD RANCH PHASE ONE
Legal Phase1
Legal Block1
Legal Lot Number75
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2023
Census Tract20906

Owner

Source: St. Johns County records · APN 027442-0750

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address476 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1186
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 05, 2021Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Nov 12, 2019Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 12, 2019 · Amount on Record
Deed SaleNov 12, 2019 · Amount on Record
Prior SaleDec 28, 2015 · Amount on Record
Deed Doc Number201984280
Deed Book / Page4829 / 494
Record RefreshedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address476 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1186
Transaction TypeMortgage
Record UpdatedMay 23, 2023
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address476 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1186

Mortgage

Document Number0053351694
DateAug 05, 2021
Book Page5335/1694
Instrument2021086397
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJul 28, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 12, 2019
Property Address476 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1186
Document Number0048290494
Book / Page004829 / 000494
Instrument DateNov 08, 2019
Instrument84280
Transaction TypeTransfer
Record UpdatedNov 21, 2019
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,590.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address476 SAINT KITTS LOOP ST AUGUSTINE FL 320921186, ST AUGUSTINE, FL 32092-1186

Mortgage

Document Number48290496
DateNov 12, 2019
Book Page004829/000496
Instrument84281
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 11, 2049

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$317,733 (+2.7%)$477,472 (+0.68%) Land $100,000 Building $377,472
2025$3,979.00 (+12.75%) Homeowner's exemption$309,380 (+2.9%)$474,267 (-3.18%) Land $100,000 Building $374,267
2024$3,529.00 (+2.02%) Homeowner's exemption$300,661 (+3%)$489,826 (+12%) Land $100,000 Building $389,826
2023$3,459.00 (+2.95%) Homeowner's exemption$291,904 (+3%)$437,327 (+3.31%) Land $90,720 Building $346,607
2022$3,360.00 Homeowner's exemption$283,402$423,310 Land $84,000 Building $339,310

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 50% of the US · above 20% of Florida
Wildfire LikelihoodAbout 1 in 1,087 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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