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438 Saint Kitts Loop, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 438 Saint Kitts Loop, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2016
Square Footage3,189 sqft Living Area
Lot Size11,325 sqft (0.26 acres)
OccupancyOwner Occupied
Last Sale$357,000 (2016)
Tax Bill$4,245.00 (2025)

Property Details

APN / Parcel Number

Primary APN027442-0720

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures17 Plumbing Fixtures
Building Area3,189 sqft Living Area
Gross Area3,809 sqft Gross Area
1st Floor2,667 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area11,325 sqft (0.26 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area620 sqft Garage
Patio Area759 sqft Patio
Porch Area198 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address438 SAINT KITTS LOOP
CitySAINT AUGUSTINE
StateFL
Zip32092-1186
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description75/43-56 WINDWARD RANCH PHASE ONE LOT 72 OR4169/453
Legal Range28E
Legal Township06S
Legal Section36
Legal SubdivisionWINDWARD RANCH PHASE ONE
Legal Phase1
Legal Block1
Legal Lot Number72
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2023
Census Tract20906

Owner

Source: St. Johns County records · APN 027442-0720

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address438 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1186
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 03, 2022Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BANK
Dec 29, 2020Grant Deed, Transfer · Line of Credit
WESLEYAN INVESTMENT FOUNDATION INC WESLEYAN INVESTMENT FOUNDATION INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 01, 2016 · Amount on Record
Deed SaleMar 01, 2016 · Amount on Record
Deed Book / Page4169 / 453
Record RefreshedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address438 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1186
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address438 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1186

Mortgage

Document Number0054850120
DateFeb 03, 2022
Book Page5485/120
Instrument2022012468
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term315 Months
DueMay 12, 2048

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateDec 29, 2020
Property Address438 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1186
Document Number0051371128
Book / Page005137 / 001128
Instrument DateDec 28, 2020
Instrument119263
Transaction TypeTransfer
Record UpdatedJan 08, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$12,250.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address438 SAINT KITTS LOOP ST AUGUSTINE FL 320921186, ST AUGUSTINE, FL 32092-1186

Mortgage

Document Number51371393
DateDec 29, 2020
Book Page005137/001393
Instrument119310
Lender
NameWESLEYAN INVESTMENT FOUNDATION INC WESLEYAN INVESTMENT FOUNDATION INC
TypeBank
Address13300 OLIO RD, FISHERS, IN 46037-7685
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 28, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$338,028 (+2.7%)$536,198 (+1.24%) Land $100,000 Building $436,198
2025$4,245.00 (+12.6%) Homeowner's exemption$329,141 (+2.9%)$529,628 (-4.73%) Land $100,000 Building $429,628
2024$3,770.00 (+8.93%) Homeowner's exemption$319,865 (+9.53%)$555,899 (+15.79%) Land $100,000 Building $455,899
2023$3,461.00 (+2.28%) Homeowner's exemption$292,041 (+2.37%)$480,072 (+3.09%) Land $90,720 Building $389,352
2022$3,384.00 Homeowner's exemption$285,287$465,704 Land $84,000 Building $381,704

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 53% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 1,163 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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