Kane County property record for 471 Melrose Ct, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,428 sqft · built 1966 |
| Lot Size | 0.193 acres (8,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $283,000 (Dec 2023) |
| Tax Bill | $6,575 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-22-256-004 |
| Primary APN | 06-22-256-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 5 Stories |
| Building Area | 1,428 sqft Living Area |
| Gross Area | 2,380 sqft |
| Basement Area | 952 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Construction Type | Frame |
| Lot Area | 8,400 sqft (0.193 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 471 MELROSE CT |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7268 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BURNIDGES ADDN TO SUNSET PARK LOT 21 |
| Legal Subdivision | BURNIDGES ADDN |
| Legal Block | 3 |
| Legal Lot Number | 21 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 854900 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 471 MELROSE CT, ELGIN, IL 60123-7268 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 11, 2023 | Warranty Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Sep 25, 2018 | Warranty Deed, Transfer · FHA Mortgage AMERICAN FIDELITY MORTGAGE SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2023 · Amount on Record |
| Deed Sale | Dec 11, 2023 · Amount on Record |
| Prior Sale | Sep 25, 2018 · Amount on Record |
| Deed Document Number | 202343118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 11, 2023 |
| Property Address | 471 MELROSE CT, ELGIN, IL 60123-7268 |
| Document Number | 0000043118 |
| Instrument Date | Nov 21, 2023 |
| Instrument | 2023K043118 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $283.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 471 MELTOSE COURT, ELGIN, IL 60123-7268 |
| Document Number | 0000043119 |
|---|---|
| Date | Dec 11, 2023 |
| Instrument | 2023K043119 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 25, 2018 |
| Property Address | 471 MELROSE CT, ELGIN, IL 60123-7268 |
| Document Number | 0000046908 |
| Instrument Date | Aug 13, 2018 |
| Instrument | 2018K046908 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $192.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 471 MELROSE CT, ELGIN, IL 60123-7268 |
| Document Number | 0000046909 |
|---|---|
| Date | Sep 25, 2018 |
| Instrument | 2018K046909 |
| Name | AMERICAN FIDELITY MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,575.00 (+15.84%) | $94,190 (+8.57%) Land $19,990 Building $74,200 | $282,683 (+8.57%) Land $59,994 Building $222,689 |
| 2024 | $86,755 (+21.39%) Land $18,412 Building $68,343 | $260,369 (+21.44%) Land $55,258 Building $205,111 | |
| 2022 | $5,676.00 (+4.63%) Homeowner's exemption | $71,466 (+6.96%) Land $15,167 Building $56,299 | $214,398 (+6.96%) Land $45,501 Building $168,897 |
| 2021 | $5,425.00 Homeowner's exemption | $66,816 Land $14,180 Building $52,636 | $200,448 Land $42,540 Building $157,908 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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