Kane County property record for 466 Melrose Ct, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,428 sqft · built 1973 |
| Lot Size | 0.246 acres (10,705 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (Oct 2025) |
| Tax Bill | $7,313 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-22-255-005 |
| Primary APN | 06-22-255-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,428 sqft Living Area |
| Gross Area | 2,856 sqft |
| 1st Floor Area | 1,428 sqft |
| Basement Area | 1,428 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Construction Type | Frame |
| Lot Area | 10,705 sqft (0.246 acres) |
| Lot Width | 174 ft Width |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 466 MELROSE CT |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7267 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BURNIDGES ADDN TO SUNSET PARK LOT 4 |
| Legal Subdivision | BURNIDGES ADDN |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 854900 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 801 N MCLEAN BLVD, 320, ELGIN, IL 60123-2074 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Oct 21, 2025 | Warranty Deed, Transfer · Conventional Mortgage KANE COUNTY TEACHERS CU |
| Jun 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage INLAND BK&TR |
| Oct 21, 2025 | Re-recorded Document BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2025 · Amount on Record |
| Deed Sale | Oct 21, 2025 · Amount on Record |
| Prior Sale | Oct 21, 2025 |
| Prior Transfer Date | Apr 3, 2015 |
| Prior Transfer Doc | 0000041218 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 21, 2025 |
| Property Address | 466 MELROSE CT, ELGIN, IL 60123-7267 |
| Document Number | 0000041219 |
| Instrument Date | Oct 1, 2025 |
| Instrument | 2025K041219 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Title Company | BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 466 MELROSE CT, ELGIN, IL 60123-7267 |
| Document Number | 0000041220 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | 2025K041220 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate | 6.62% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 466 MELROSE CT, ELGIN, IL 60123-7267 |
| Document Number | 0000037250 |
| Instrument Date | Jun 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 466 MELROSE CT ELGIN IL 601237267, ELGIN, IL 60123-7267 |
| Document Number | 0000037250 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 37250 |
| Name | INLAND BK&TR |
|---|---|
| Type | Bank |
| Address | GENEVA, IL 60134 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 9, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 21, 2025 |
| Property Address | 466 MELROSE CT, ELGIN, IL 60123-7267 |
| Document Number | 0000041218 |
| Instrument Date | Apr 3, 2015 |
| Instrument | 2025K041218 |
| Record Updated | Oct 30, 2025 |
| Title Company | BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 466 MELROSE CT, ELGIN, IL 60123-7267 |
Source: Kane County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,313.00 (+4.25%) Homeowner's exemption | ||
| 2024 | $7,015.00 (+12.29%) Homeowner's exemption | $95,663 (+21.4%) Land $19,443 Building $76,220 | $287,104 (+21.44%) Land $58,352 Building $228,752 |
| 2022 | $6,247.00 (+4.57%) Homeowner's exemption | $78,803 (+6.96%) Land $16,016 Building $62,787 | $236,409 (+6.96%) Land $48,048 Building $188,361 |
| 2021 | $5,974.00 Homeowner's exemption | $73,675 Land $14,974 Building $58,701 | $221,025 Land $44,922 Building $176,103 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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