471 Lindsey Dr, Lakeland, FL 33809 Property Records

Polk County property record for 471 Lindsey Dr, Lakeland, FL 33809

Property Summary

Property Type	Mobile Home
Details	1,134 sqft · built 2001
Lot Size	0.234 acres (10,171 sqft)
Owner	Individual Name on Record
Last Sale	$92,000 (Oct 2020)
Tax Bill	$613 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-27-12-000891-005610`

Property Details

APN / Parcel Number

Primary APN	`23-27-12-000891-005610`
Alternative APNs	`122723000891005610` `22723000`

Interior

Building Area	1,134 sqft Living Area
1st Floor Area	1,134 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Mobile Home
Lot Area	10,171 sqft (0.234 acres)
Lot Dimensions	113 ft deep x 90 ft wide
Garage Type	Carport
Garage Area	300 sqft
Carport	Carport
Carport Area	300 sqft

Location & Zoning

Street Address	471 LINDSEY DR
City	LAKELAND
State	FL
Zip	33809-7233
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	WILDER TRACE PHASE ONE PB 109 PGS 32 & 33 BLK E LOT 61
Legal Range	23E
Legal Township	27S
Legal Section	12
Legal Subdivision	WILDER TRACE PHASE 01
Legal Phase	1
Legal Tract	891
Legal Block	E
Legal Lot Number	61
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2000
Census Tract	12203

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	471 LINDSEY DR, LAKELAND, FL 33809-7233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2020 · Amount on Record
Deed Sale	Oct 2, 2020 · Amount on Record
Prior Sale	Jul 22, 2011 · Amount on Record
Deed Document Number	2020206895
Deed Book / Page	11398 / 535
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 2, 2020
Property Address	471 LINDSEY DR, LAKELAND, FL 33809-7233
Document Number	0113980535
Book / Page	011398 / 000535
Instrument Date	Sep 18, 2020
Instrument	206895
Transaction Type	Transfer
Record Updated	Oct 26, 2020
Title Company	UNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GRP/LAKELAND LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$644.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	471 LINDSEY DR LAKELAND FL 338097233, LAKELAND, FL 33809-7233

Mortgage

Document Number	113980537
Date	Oct 2, 2020
Book Page	011398/000537
Instrument	206896

Lender

Name	MUTUAL/OMAHA MTG LLC
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,996 (+2.7%)	$123,934 (-15.49%) Land $29,000 Building $94,934
2025	$613.00 (-40.94%) Homeowner's exemption	$87,630 (+5.99%)	$146,643 (+29%) Land $29,000 Building $117,643
2023	$1,038.00 (+5.49%) Homeowner's exemption	$82,680 (+3%)	$113,677 (+7.11%) Land $28,000 Building $85,677
2022	$984.00 Homeowner's exemption	$80,272	$106,132 Land $23,000 Building $83,132

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30