471 E Main St, Gallatin, TN 37066 Property Records

Sumner County property record for 471 E Main St, Gallatin, TN 37066

Property Summary

Property Type	Commercial
Details	15 ba · 46,427 sqft · built 1989
Lot Size	5.32 acres (231,739 sqft)
Owner	Company Name on File
Last Sale	$3,450,000 (Jul 2018)
Tax Bill	$23,733 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083126D C 00400`

Property Details

APN / Parcel Number

Primary APN	`083126D C 00400`
Alternative APN	`126D C 00400`

Interior

Full Baths	15 Baths
Stories	1 Story
Building Area	46,427 sqft Total Area
1st Floor Area	52,203 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Rigid Frame Bar Joist
Roof Material	Built-Up Asphalt
Lot Area	231,739 sqft (5.32 acres)
Terrain	Rolling

Exterior Amenities

Porch	Enclosed Porch
Porch Area	4,388 sqft
Loading Dock	240 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	471 E MAIN ST
City	GALLATIN
State	TN
Zip	37066-2983
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	PLAT: 12 PAGE: 283 BLOCK: LOT: 1 SUBD: FREEMAN SUBDIVISION
Legal Subdivision	FREEMAN SUBDIVISION
Legal Lot Number	1
Jurisdiction	SUMNER TN
Township / Civil Division	5
Census Block Group	2
Census Block	2018
Census Tract	20700

Owner

Source: Sumner County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	410 DICK BUCHANAN ST, LA VERGNE, TN 37086-2407
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 5, 2018 · Amount on Record
Deed Sale	Jul 5, 2018 · Amount on Record
Deed Document Number	1237640
Deed Book / Page	4771 / 501
Record Updated	Jun 8, 2026

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUMNER TN
Recording Date	Jul 5, 2018
Property Address	471 E MAIN ST, GALLATIN, TN 37066-2983
Document Number	0047710501
Book / Page	004771 / 000501
Instrument Date	Jul 3, 2018
Instrument	1237640
Transaction Type	Transfer
Record Updated	Jul 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$12,765.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	410 DICK BUCHANAN ST LA VERGNE TN 370862407, LA VERGNE, TN 37086-2407
Investor	Possibly a Property Investor

Mortgage

Document Number	47710515
Date	Jul 5, 2018
Book Page	004771/000515
Instrument	1237642

Lender

Name	BANK OF TENNESSEE
Type	Bank
Address	NASHVILLE, TN 37215

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 4, 2028

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,733.00 (-37%)	$1,670,160 (+35.32%) Land $340,040 Building $1,330,120
2024			$4,175,400 (+35.32%) Land $850,100 Building $3,325,300
2023	$37,669.00 (-0.33%)	$1,234,200 (-) Land $200,960 Building $1,033,240
2022	$37,793.00	$1,234,200 Land $200,960 Building $1,033,240
2021			$3,085,500 Land $502,400 Building $2,583,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	16 (1978–2016)
Claims Outside the SFHA	7 of 16
Most Recent Claim	Jul 2016 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20