446 E Main St, Gallatin, TN 37066 Property Records

Sumner County property record for 446 E Main St, Gallatin, TN 37066

Property Summary

Property Type	Grocery, Supermarket
Details	1.5 ba · 1,826 sqft · built 1991
Lot Size	0.602 acres (26,250 sqft)
Owner	Company Name on File
Last Sale	$700,000 (Sep 2014)
Tax Bill	$4,499 (2025)
Deeds & Mortgages	Jul 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`083113M J 01500`

Property Details

APN / Parcel Number

Primary APN	`083113M J 01500`
Alternative APN	`113M J 01500`

Interior

Full Baths	1.5 Baths
Stories	1 Story
Building Area	1,826 sqft Total Area
1st Floor Area	984 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	26,250 sqft (0.602 acres)
Lot Dimensions	150 ft deep x 175 ft wide
Terrain	Rolling
Canopy	5,040 sqft
Utility Building	640 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	446 E MAIN ST
City	GALLATIN
State	TN
Zip	37066-2913
Property Category	Commercial
Property Type	Commercial > Retail > Grocery, Supermarket
Legal Description	DISTRICT: 03 NEW EXXON FOR 91, COUNTY AREA: C01
Jurisdiction	SUMNER TN
Township / Civil Division	5
Census Block Group	3
Census Block	3028
Census Tract	20700

Owner

Source: Sumner County assessment roll, APN 083113M J 01500, as of May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 555, WESTMORELAND, TN 37186-0555
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 30, 2014 · Amount on Record
Deed Sale	Sep 30, 2014 · Amount on Record
Prior Sale	Dec 08, 1993
Deed Document Number	1097657
Deed Book / Page	4007 / 592
Record Updated	Jun 08, 2026

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SUMNER TN
Recording Date	Jul 05, 2017
Property Address	446 E MAIN ST, GALLATIN, TN 37066-2913
Document Number	0045630241
Book / Page	004563 / 000241
Instrument Date	Jun 15, 2017
Instrument	1200505
Transaction Type	Construction Loan
Record Updated	Aug 23, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1192 LANGWOOD DR GALLATIN TN 370667011, GALLATIN, TN 37066-7011

Mortgage

Document Number	45630241
Date	Jul 05, 2017
Book Page	004563/000241
Instrument	1200505

Lender

Name	FARMERS BK
Type	Bank
Address	PORTLAND, TN 37148

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 04, 2018

Tax Assessment & Valuation

Source: Sumner County assessment roll as of May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,499.00 (-3.66%)	$316,600 (+106.93%) Land $163,200 Building $153,400
2024			$791,500 (+106.93%) Land $408,000 Building $383,500
2023	$4,670.00 (-0.32%)	$153,000 (-) Land $49,720 Building $103,280
2022	$4,685.00	$153,000 Land $49,720 Building $103,280
2021			$382,500 Land $124,300 Building $258,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sumner County (47165C), as of July 12, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471650207003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 211 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TN0000253, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GALLATIN WATER DEPARTMENT serves 65,964 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.