432 E Main St, Gallatin, TN 37066 Property Records

Sumner County property record for 432 E Main St, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	2.25 ba · 4,144 sqft · built 1900
Lot Size	0.789 acres (34,365 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Jul 2024)
Tax Bill	$1,915 (2025)
Deeds & Mortgages	Apr 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`083113M J 01400`

Property Details

APN / Parcel Number

Primary APN	`083113M J 01400`
Alternative APN	`113M J 01400`

Interior

Full Baths	2.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	4,144 sqft Living Area
Gross Area	4,658 sqft
1st Floor Area	2,132 sqft
Upper Floors Area	2,012 sqft
Basement Area	120 sqft
Finished Basement	120 sqft
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2004
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	34,365 sqft (0.789 acres)
Lot Dimensions	395 ft deep x 87 ft wide
Porch	Slab
Porch Area	514 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	432 E MAIN ST
City	GALLATIN
State	TN
Zip	37066-2913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03 PATHFINDERS, COUNTY AREA: C01
Jurisdiction	SUMNER TN
Township / Civil Division	5
Census Block Group	3
Census Block	3028
Census Tract	20700

Owner

432 E Main St is owned by an individual who bought it in July 2024.

Source: Sumner County records, as of June 8, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1372, GALLATIN, TN 37066-1372
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2024 · Amount on File
Deed Sale	Jul 3, 2024 · Amount on File
Prior Sale	Apr 17, 2020 · Amount on File
Deed Document Number	20241485870
Deed Book / Page	6395 / 513
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Apr 17, 2020
Property Address	432 E MAIN ST, GALLATIN, TN 37066-2913
Document Number	0051930591
Book / Page	005193 / 000591
Instrument Date	Apr 13, 2020
Instrument	1308050
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,036.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CUMBERLAND BLUE TRL HENDERSONVILLE TN 370757703, HENDERSONVILLE, TN 37075-7703

Tax Assessment & Valuation

The 2025 property tax bill for 432 E Main St was $1,915.

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,915.00	$134,775 Land $18,750 Building $116,025
2024			$539,100 Land $75,000 Building $464,100
2023	$1,645.00 (-0.36%)	$53,925 (-) Land $9,000 Building $44,925
2022	$1,651.00	$53,925 Land $9,000 Building $44,925
2021			$215,700 Land $36,000 Building $179,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 432 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 432 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20