471 E Main Cross St, Findlay, OH 45840 Property Records

Hancock County property record for 471 E Main Cross St, Findlay, OH 45840

Property Summary

Property TypeRestaurant
Details1,218 sqft · built 1997
Lot Size0.173 acres (7,553 sqft)
OwnerIndividual Name on File
Last Sale$91,300 (Jun 1996)
Tax Bill$1,650 (2025)
Flood ZoneZone AE (high risk)
APN1011-183-19-005.000

Property Details

APN / Parcel Number

Primary APN1011-183-19-005.000
Alternative APN
  • 610000342870

Interior

Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,218 sqft Living Area
FlooringTile
ElevatorElevator

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialConcrete Block
Construction TypeMixed
Roof TypeShed Roof
Lot Area7,553 sqft (0.173 acres)
Lot Dimensions118 ft deep x 64 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address471 E MAIN CROSS ST
CityFINDLAY
StateOH
Zip45840-4822
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Legal DescriptionT1N R11 S18 SE PT N PT COR BLAN & MAIN CROSS SW FR
Legal Range11E
Legal Township01N
Legal Section18
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group3
Census Block3002
Census Tract800

Owner

Source: Hancock County records · APN 1011-183-19-005.000

Assessment roll updated May 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3200 JACOB DR, FINDLAY, OH 45840-7951
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 18, 1996 · Amount on Record
Deed SaleJun 18, 1996 · Amount on Record
Prior SaleDec 04, 1989 · Amount on Record
Last Transfer DateFeb 14, 2005
Transfer Doc002258/547
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,650.00 (+9.93%)$30,480 (+18.83%) Land $8,160 Building $22,320$87,080 (+18.8%) Land $23,300 Building $63,780
2024$1,501.00 (+4.31%)$25,650 (-) Land $7,100 Building $18,550
2023$1,439.00$25,650 Land $7,100 Building $18,550
2022$73,300 Land $20,290 Building $53,010

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 2, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 41 policies
Nearby Flood Policies41 in force
Nearby Flood Claims309 (1981–2026)
Claims Outside the SFHA3 of 309
Most Recent ClaimApr 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 132 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
HDER Link
Fixed Wireless
500 / 500
Benton Ridge Telephone Company
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Defiance Holdings.

Based on FCC filings for 269 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E Main Cross St

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