Hancock County property record for 445 E Main Cross St, Findlay, OH 45840
| Property Type | Commercial |
|---|---|
| Details | 10,689 sqft · built 1947 |
| Lot Size | 2.3 acres (100,362 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,252 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 1011-183-19-003.000 |
| Primary APN | 1011-183-19-003.000 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 2 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 10,689 sqft Living Area |
| Flooring | Concrete/Cement |
| Interior Walls | Unfinished |
| Overhead Door | Overhead Door |
| Elevator | Elevator |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Brick |
| Construction Type | Mixed |
| Roof Type | Shed Roof |
| Lot Area | 100,362 sqft (2.3 acres) |
| Canopy | 98 sqft |
| Boat Access | Boat Access |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 445 E MAIN CROSS ST |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-4822 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | T1N R11 S18 W PT SE PT E MAIN CROSS & E OF CRK SW FR |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 18 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 800 |
Source: Hancock County records · APN 1011-183-19-003.000
Assessment roll updated May 29, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 445 E MAIN CROSS ST, FINDLAY, OH 45840-4822 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,252.00 (+5.86%) | $60,070 (+9.76%) Land $24,360 Building $35,710 | $171,610 (+9.75%) Land $69,590 Building $102,020 |
| 2023 | $3,072.00 | $54,730 Land $21,180 Building $33,550 | |
| 2022 | $156,360 Land $60,500 Building $95,860 |
Source: FEMA National Flood Hazard Layer as of June 2, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 309 (1981–2026) |
| Claims Outside the SFHA | 3 of 309 |
| Most Recent Claim | Apr 2026 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| HDER Link Fixed Wireless | 500 / 500 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Defiance Holdings.
Based on FCC filings for 269 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FINDLAY CITY PWS serves 54,040 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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