465 E Main Cross St, Findlay, OH 45840 Property Records

Hancock County property record for 465 E Main Cross St, Findlay, OH 45840

Property Summary

Property TypeParking Garage, Parking Structure
Details2,000 sqft · built 1997
Lot Size0.484 acres (21,083 sqft)
OwnerCompany Name on Record
Last Sale$113,000 (Apr 1998)
Tax Bill$576 (2025)
Deeds & MortgagesSep 2024 Sale
Flood ZoneZone AE (high risk)
APN1011-183-19-004.000

Property Details

APN / Parcel Number

Primary APN1011-183-19-004.000
Alternative APN
  • 610001015427

Interior

Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,000 sqft Total Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialCombination
Roof MaterialMetal
Lot Area21,083 sqft (0.484 acres)

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address465 E MAIN CROSS ST
CityFINDLAY
StateOH
Zip45840
Property CategoryCommercial
Property TypeCommercial > Retail > Parking Garage, Parking Structure
Legal DescriptionT1N R11 S18 PT SW1/4
Legal Range11E
Legal Township01N
Legal Section18
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group3
Census Block3002
Census Tract800

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 1256, FINDLAY, OH 45839-1256
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 8, 1998 · Amount on Record
Deed SaleApr 8, 1998 · Amount on Record
Record UpdatedSep 20, 2026

September 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateSep 10, 2024
Property Address465 E MAIN CROSS ST, FINDLAY, OH 45840
Document Number02613/1182
Book / Page2613 / 1182
Instrument DateAug 15, 2024
Instrument202400005892
Transaction TypeTransfer
Record UpdatedMay 29, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1256, FINDLAY, OH 45839-1256
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$576.00$10,650 (+15.64%) Land $5,220 Building $5,430$30,400 (+15.63%) Land $14,900 Building $15,500
2023Additional exemption filed$9,210 Land $3,780 Building $5,430
2022$26,290 Land $10,790 Building $15,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 41 policies
Nearby Flood Policies41 in force
Nearby Flood Claims309 (1981–2026)
Claims Outside the SFHA3 of 309
Most Recent ClaimApr 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 132 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
HDER Link
Fixed Wireless
500 / 500
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: MetaLINK Technologies.

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