4707 Craigmoss Ln, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 4707 Craigmoss Ln, Charlotte, NC 28278

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,536 sqft · built 2008
Lot Size	0.042 acres (1,830 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Feb 2019)
Tax Bill	$2,410 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`199-193-69`

Property Details

APN / Parcel Number

Primary APN	`199-193-69`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,536 sqft Living Area
Gross Area	1,776 sqft
1st Floor Area	648 sqft
Upper Floors Area	888 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	1,830 sqft (0.042 acres)
Garage Type	Attached
Garage Area	240 sqft
Porch	Finished/Open Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4707 CRAIGMOSS LN
City	CHARLOTTE
State	NC
Zip	28278-6676
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MX-1
Legal Description	L96 M50-53
Legal Subdivision	VILLAGE/PRESTWICK
Legal Block	3
Legal Lot Number	96
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2000
Census Tract	5923

Owner

4707 Craigmoss Ln, a townhouse, is owned and occupied by an individual who bought it in February 2019.

Source: Mecklenburg County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	4707 CRAIGMOSS LN, CHARLOTTE, NC 28278-6676
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Sep 8, 2020	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
May 19, 2020	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Feb 1, 2019	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2019 · Amount on File
Deed Sale	Feb 1, 2019 · Amount on File
Prior Sale	Apr 30, 2013 · Amount on File
Deed Document Number	201912100
Deed Book / Page	33263 / 101
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4707 CRAIGMOSS LN, CHARLOTTE, NC 28278-6676
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000136237
Date	Jul 14, 2021
Book Page	36294/843
Instrument	2021136237

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	347 Months
Due	Jun 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4707 CRAIGMOSS LN, CHARLOTTE, NC 28278-6676
Transaction Type	Mortgage
Record Updated	Jul 12, 2022
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000143832
Date	Sep 8, 2020
Book Page	35027/271
Instrument	2020143832

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jun 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4707 CRAIGMOSS LN, CHARLOTTE, NC 28278-6676
Transaction Type	Mortgage
Record Updated	Jul 12, 2022
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071112
Date	May 19, 2020
Book Page	34588/416
Instrument	2020071112

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 1, 2019
Property Address	4707 CRAIGMOSS LN, CHARLOTTE, NC 28278-6676
Document Number	0000012100
Book / Page	33263 / 101
Map Reference	MB 60 PG 53
Instrument Date	Jan 28, 2019
Instrument	2019012100
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	899 N ORANGE AVE, 899, ORLANDO, FL 32801-1130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4707 CRAIGMOSS LN, CHARLOTTE, NC 28278-6676

Mortgage

Document Number	0000012101
Date	Feb 1, 2019
Instrument	2019012101

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4707 Craigmoss Ln was $2,410.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,410.00	$307,200 Land $70,000 Building $237,200	$307,200 Land $70,000 Building $237,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4707 Craigmoss Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4707 Craigmoss Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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