4649 Craigmoss Ln, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 4649 Craigmoss Ln, Charlotte, NC 28278

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,536 sqft · built 2008
Lot Size0.043 acres (1,888 sqft)
OwnerIndividual Name on Record
Last Sale$138,000 (Jun 2009)
Tax Bill$2,976 (2023)
Deeds & MortgagesJun 2021 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN199-193-65

Property Details

APN / Parcel Number

Primary APN199-193-65

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,536 sqft Heated Area
Gross Area1,808 sqft
1st Floor Area648 sqft
Upper Floors Area888 sqft

Exterior

Year BuiltBuilt 2008
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area1,888 sqft (0.043 acres)
Garage Area240 sqft
PorchPorch
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number199-193-65
Street Address4649 CRAIGMOSS LN
CityCHARLOTTE
StateNC
Zip28278-6674
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeMX-1
Legal DescriptionL100 M48-842
Legal SubdivisionVILLAGE/PRESTWICK
Legal Lot Number100
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2000
Census Tract5923

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4649 CRAIGMOSS LN, CHARLOTTE, NC 28278-6674
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP
May 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 25, 2009 · Amount on Record
Deed SaleJun 25, 2009 · Amount on Record
Deed Document Number0002486755
Deed Book / Page24867 / 55
Record UpdatedJun 7, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4649 CRAIGMOSS LN, CHARLOTTE, NC 28278-6674
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000107717
DateJun 1, 2021
Book Page36132/173
Instrument2021107717
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressENGLEWOOD, CO 80111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2036

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4649 CRAIGMOSS LN, CHARLOTTE, NC 28278-6674
Document Number0000068176
Instrument DateMay 6, 2020
Transaction TypeMortgage
Record UpdatedJun 19, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4649 CRAIGMOSS LN CHARLOTTE NC 282786674, CHARLOTTE, NC 28278-6674

Mortgage

Document Number0000068176
DateMay 13, 2020
Book Page034570/000233
Instrument68176
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 12, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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