4703 Craigmoss Ln, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 4703 Craigmoss Ln, Charlotte, NC 28278

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,464 sqft · built 2008
Lot Size	0.041 acres (1,814 sqft)
Owner	Trust Name on File
Last Sale	$310,000 (Mar 2022)
Tax Bill	$2,945 (2023)
Deeds & Mortgages	Oct 2023 Transfer Jul 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`199-193-68`

Property Details

APN / Parcel Number

Primary APN	`199-193-68`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,464 sqft Heated Area
Gross Area	1,720 sqft
1st Floor Area	618 sqft
Upper Floors Area	846 sqft

Exterior

Year Built	Built 2008
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	1,814 sqft (0.041 acres)
Garage Area	228 sqft
Porch	Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	199-193-68
Street Address	4703 CRAIGMOSS LN
City	CHARLOTTE
State	NC
Zip	28278-6676
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MX-1
Legal Description	L97 M50-53
Legal Subdivision	VILLAGE/PRESTWICK
Legal Lot Number	97
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2000
Census Tract	5923

Owner

4703 Craigmoss Ln, a townhouse, is held in a trust since October 2023.

Source: Mecklenburg County records, as of October 26, 2023

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	636 HOSTA DR, FORT MILL, SC 29715-8776
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Intrafamily Transfer, Transfer
Jul 28, 2017	Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU
Mar 7, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2022 · Amount on File
Deed Sale	Mar 7, 2022 · Amount on File
Prior Sale	Mar 7, 2022 · Amount on File
Deed Document Number	0000036037
Deed Book / Page	37130 / 653
Last Transfer Date	Oct 17, 2023
Transfer Doc	0000099043
Record Updated	Jun 7, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 17, 2023
Property Address	4703 CRAIGMOSS LN, CHARLOTTE, NC 28278-6676
Document Number	0000099043
Book / Page	38433 / 102
Map Reference	MB 48 PG 842
Instrument Date	Oct 17, 2023
Instrument	2023099043
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	636 HOSTA DR, FORT MILL, SC 29715-8776

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4703 CRAIGMOSS LN, CHARLOTTE, NC 28278-6676
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101930
Date	Jul 28, 2017
Book Page	32002/486
Instrument	2017101930

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 7, 2022
Property Address	4703 CRAIGMOSS LN, CHARLOTTE, NC 28278-6676
Document Number	0000036037
Book / Page	37130 / 653
Map Reference	MB 50 PG 53
Instrument Date	Mar 4, 2022
Instrument	2022036037
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	AUSTIN TITLE, AUSTIN TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2904 EMERALD MEADOW LN, CHARLOTTE, NC 28273-7815

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4703 CRAIGMOSS LN, CHARLOTTE, NC 28278-6676

Mortgage

Document Number	0000036038
Date	Mar 7, 2022
Instrument	2022036038

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,945.00	$305,200 Land $70,000 Building $235,200	$305,200 Land $70,000 Building $235,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4703 Craigmoss Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4703 Craigmoss Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Craigmoss Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures