Osceola County property record for 4706 Saddle Ct, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2007 |
| Square Footage | 2,253 sqft Heated Area |
| Lot Size | 13,373 sqft (0.307 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $223,000 (2015) |
| Tax Bill | $3,738.00 (2025) |
| Primary APN | 138003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,253 sqft Heated Area |
| Gross Area | 2,963 sqft Gross Area |
| 1st Floor | 2,253 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,373 sqft (0.307 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 462 sqft Garage |
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 248 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 138003 |
|---|---|
| Street Address | 4706 SADDLE CT |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8916 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CHISHOLM ESTATES PB 18 PG 16-17 LOT 17 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 30 |
| Legal Subdivision | CHISHOLM ESTATES |
| Legal Tract | 2858 |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1032 |
| Census Tract | 43600 |
Source: Osceola County records · APN 138003
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4706 SADDLE CT, SAINT CLOUD, FL 34771-8916 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 22, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage UNION HOME MORTGAGE CORP |
| Oct 30, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage WESLEND FINANCIAL CORP |
| Mar 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WESLEND FINANCIAL CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 20, 2015 · Amount on Record |
| Deed Sale | Mar 20, 2015 · Amount on Record |
| Prior Sale | Jan 25, 2012 · Amount on Record |
| Deed Doc Number | 2015039800 |
| Deed Book / Page | 4751 / 1823 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4706 SADDLE CT, SAINT CLOUD, FL 34771-8916 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 4706 SADDLE CT, SAINT CLOUD, FL 34771-8916 |
| Document Number | 0061140979 |
|---|---|
| Date | Dec 22, 2021 |
| Book Page | 6114/979 |
| Instrument | 2021198057 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4706 SADDLE CT, SAINT CLOUD, FL 34771-8916 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0056142060 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 5614/2060 |
| Instrument | 2019140675 |
| Name | WESLEND FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4706 SADDLE CT, SAINT CLOUD, FL 34771-8916 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0056892797 |
|---|---|
| Date | Mar 11, 2020 |
| Book Page | 5689/2797 |
| Instrument | 2020035133 |
| Name | WESLEND FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Nov 01, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,738.00 (+8.1%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $227,844 (+5.99%) | $381,000 (+1.68%) Land $65,000 Building $316,000 |
| 2023 | $3,458.00 (+7.16%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $214,974 (+3%) | $374,700 (+39.04%) Land $65,000 Building $309,700 |
| 2022 | $3,227.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $208,713 | $269,500 Land $55,000 Building $214,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | High above 71% of the US · above 53% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 282 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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