4703 Saddle Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4703 Saddle Ct, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2006
Square Footage	2,253 sqft Heated Area
Lot Size	11,892 sqft (0.273 acres)
Occupancy	Owner Occupied
Last Sale	$470,000 (2023)
Tax Bill	$6,171.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`138005`
Alternative APN	`302531285800010190`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,253 sqft Heated Area
Gross Area	3,128 sqft Gross Area
1st Floor	2,253 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2006
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	11,892 sqft (0.273 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	627 sqft Garage
Fence	Fence
Porch	Open Porch
Porch Area	248 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	138005
Street Address	4703 SADDLE CT
City	SAINT CLOUD
State	FL
Zip	34771-8916
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CHISHOLM ESTATES PB 18 PG 16-17 LOT 19
Legal Range	31E
Legal Township	25S
Legal Section	30
Legal Subdivision	CHISHOLM ESTATES
Legal Tract	2858
Legal Block	1
Legal Lot Number	19
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1032
Census Tract	43600

Owner

Source: Osceola County records · APN 138005

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4703 SADDLE CT, SAINT CLOUD, FL 34771-8916
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 17, 2023 · Amount on Record
Deed Sale	Mar 17, 2023 · Amount on Record
Prior Sale	Dec 11, 2006 · Amount on Record
Deed Doc Number	2023031024
Deed Book / Page	6372 / 2895
Record Refreshed	Jun 08, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 17, 2023
Property Address	4703 SADDLE CT, SAINT CLOUD, FL 34771-8916
Document Number	0063722895
Book / Page	6372 / 2895
Map Reference	MB 18 PG 16&17
Instrument Date	Mar 13, 2023
Instrument	2023031024
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	GOLDEN KEY TITLE SERVICES LLC, GOLDEN KEY TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$3,290.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1004 MAMOND DRIVE, AUBREY, TX 76227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4703 SADDLE CT, SAINT CLOUD, FL 34771-8916

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,171.00 (-5.97%) Homeowner's exemption	$398,500 (+1.61%) Land $65,000 Building $333,500	$398,500 (+1.61%) Land $65,000 Building $333,500
2023	$6,563.00 (+141.46%)	$392,200 (+134.41%) Land $65,000 Building $327,200	$392,200 (+43.3%) Land $65,000 Building $327,200
2022	$2,718.00 Homeowner's exemption	$167,312	$273,700 Land $55,000 Building $218,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	About 1 in 372 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.